23045 HARDING ST — Warren County parcel 25000110465
Map of parcel 25000110465. Center: latitude 41.4017, longitude -93.3656. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Low confidence · limited data for Warren
Owed
$617
tax year 2026 · face value
Assessed
$23k
total · land + improvements
Value-to-debt
1 : 37strong
$1 of debt secures $37 of asset
Lot
20.47 ac
891,864 sf · 3998 ft perimeter
Opportunity
Measured scores — use the one that matches your goal.
Outcome scores aren't shown for this county yet. The weights are calibrated only where we have dated tax-sale history (Polk today), so we don't fabricate a likelihood elsewhere. The risk flags below still apply.
Risk flagsGIS boundaries from 2022Federal liens not checkedSpecial assessments not checkedOwner's mail goes to the property
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Current tax installments
Treasurer · live
Iowa property tax is billed in two installments: first (September, delinquent Oct 1) and second (March, delinquent Apr 1).
First Installment(September)
$313Base due: $272
Net: $313
Interest: $37
Interest begins: 10/01/2025
Second Installment(March)
$284Base due: $272
Net: $284
Interest: $12
Interest begins: 04/01/2026
Who owns it
3 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
VIRDEN, WALTER KELLY/VIRDEN, TODD KELLY/VIRDEN, TROY KODY
Assessor says…
VIRDEN, WALTER KELLY
Treasurer says…
VIRDEN, WALTER KELLY/VIRDEN, TODD KELLY/VIRDEN, TROY KODY
Mailing: 23045 HARDING ST, ACKWORTH, IA 50001
Lot dimensions
GIS · centroid 41.4017, -93.3656
Acres: 20.474
Lot sqft: 891,864
Perimeter: 3998 ft
More assessor data
Assessor
Legal
- Legal Description
- 11-76-22 W 1/2 SW NW
Deed Record
- Deed Book
- 2003
- Deed Page
- 7524
If you bid & win
Lien purchase$617
Interest rate2% / mo (≈24% / yr)
SaleJun 2026
Earliest redemption noticeMar 2028
Earliest deed eligibilityJun 2028
Certificate hard capJun 2029
If redeemed at 12 mo$765+$148 interest
If taken to deed$23k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $12/moschedule
1 year12 mo · $765 total+$148
Redemption notice21 mo · $876 total+$259
Deed eligibility24 mo · $913 total+$296
Hard cap36 mo · $1,061 total+$444
marks the statutory milestones from the timeline above. Flat 2%/mo on the $617 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.