360 NE 43RD AVE — Polk County parcel 7924.23.176.019

Map of parcel 7924.23.176.019. Center: latitude 41.6390, longitude -93.6142. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Polk County · 2026 tax sale · GovEase lot 1340last year's list

360 NE 43RD AVE

DES MOINES IA 50313
7924.23.176.019 · alt 270.01798.000.000
Redemption likelihoodLow
Unlikely to redeem — favors taking the deed (acquisition).
Modeled estimate · not a guarantee
Owed
$458
tax year 2026 · face value
Assessed
$65k
total · land + improvements
Value-to-debt
1 : 141strong
$1 of debt secures $141 of asset
Lot
0.43 ac
18,962 sf · 721 ft perimeter

Opportunity

Measured scores — use the one that matches your goal.
Redemption yield
If the owner redeems, you keep 2%/mo interest (§447.1) — the investment play.
Base7
Chronic (5+ delinquent years)+6
Lost a parcel to tax deed before+11
Total24
Acquire the deedrecommended
If the owner never redeems, you can acquire the property — the acquisition play.
Base1
Lost a parcel to tax deed before+10
Total11
Risk flagsRepeat delinquentFederal liens not checkedSpecial assessments not checkedAbsentee owner
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.

Tax-sale history

5 certificates · Treasurer
Lost to deedredeemed 4 of 5 resolved · median 88 days to redeem · 1 went to tax deed · 5 delinquent years (2012–2021)
Tax year 2021Tax deed issuedcert 2023-0145
Sold Jun 21, 2023 for $826 · tax deed issued Apr 13, 2026
Tax year 2018Redeemedcert 2018-1811
Sold Jun 18, 2018 for $44 · redeemed Sep 7, 2018 (81 days)
Paid $37 to redeem · $5 interest to the certificate holder
Tax year 2015Redeemedcert 2015-2101
Sold Jun 15, 2015 for $679 · redeemed Sep 28, 2015 (105 days)
Paid $670 to redeem · $56 interest to the certificate holder
Tax year 2013Redeemedcert 2013-2076
Sold Jun 17, 2013 for $290 · redeemed Sep 19, 2013 (94 days)
Paid $319 to redeem · $25 interest to the certificate holder
Tax year 2012Redeemedcert 2012-2235-15
Sold Jun 18, 2012 for $295 · redeemed Jun 29, 2012 (11 days)
Paid $27 to redeem · $7 interest to the certificate holder

Who owns it

2 sources agree on identity

Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.

Auction list says…
Assessor says…
MARINE CREDIT UNION
Treasurer says…
MARINE CREDIT UNION
Mailing: IAT 31 LLC 520 4TH ST SW STE A LE MARS IA 51031-1951
Owners of record · Assessor
MARINE CREDIT UNIONTitle Holder2026-05-2120527/197

Property details

Assessor
Location
Address
360 NE 43RD AVE
City
DES MOINES
Zip
50313
Jurisdiction
Saylor Township
District/Parcel
270/01798-000-000
Geoparcel
7924-23-176-019
Status
Active
School
Saydel
Nbhd/Pocket
SA01/B
Tax Authority Group
SAY-T-SAY-770104
Submarket
Northeast Des Moines
Appraiser
Katelyn Evans, 515-286-3832
Land
Square Feet
18,953
Acres
0.435
Frontage
63.9
Depth
296.6
Topography
Normal
Shape
Rectangle
Vacancy
Yes
Unbuildable
No

Lot dimensions

GIS · centroid 41.6390, -93.6142
Acres: 0.435
Lot sqft: 18,962
Perimeter: 721 ft

What's on it

Assessor · refreshed 4w ago
Year
1936
Beds/Baths
—/—
Grade
4

Building & structure detail

4 records · Assessor
Detached Structure # id=101
Occupancy
Garage
Construction Type
Frame
Measurement Code
Dimensions
Measure 1
16
Measure 2
24
Grade
4
Year Built
1936
Condition
Above Normal
Detached Structure # id=102
Occupancy
Open Porch
Construction Type
Frame
Measurement Code
Dimensions
Measure 1
16
Measure 2
12
Grade
4
Year Built
1989
Condition
Normal
Detached Structure # id=201
Occupancy
Swimming Pool Outdoor/Res
Year Built
1989
Condition
Normal
Comment
ABOVE GROUND 24'DIA POOL
Detached Structure # id=202
Occupancy
Deck
Construction Type
Frame
Measurement Code
Square Feet
Measure 1
1,347
Grade
4
Year Built
1989
Condition
Normal

Title & transfer history

7 transfers · Assessor

Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.

Last market sale
$23,000 · May 21, 2026 · to MARINE CREDIT UNION
May 21, 2026Special warranty deed$23,00020527/197
MARINE CREDIT UNIONIAT 31 LLC
Apr 23, 2026Special warranty deednon-market transfer20493/544
IAT 31 LLCMAPLE GROVE INVESTMENTS INC STEARNS BANK NA (Custodian)
Apr 14, 2026Deednon-market transfer20483/125
MAPLE GROVE INVESTMENTS INCSTEARNS BANK NA (Custodian)CREIGHTON, CHARIS (Treasurer) WELLS, MARY L (Treasurer)
Mar 5, 2026Quit claim deednon-market transfer20437/855
MARINE CREDIT UNIONBURT, HANNAH H BURT, JOHN V
May 19, 2020Quit claim deednon-market transfer17838/224
BURT, HANNAH HBURT, JOHN VCLARKSON CORP
Sep 19, 2019Warranty deed$101,00017503/381
CLARKSON CORPPINCKNEY, CATHY S
Aug 14, 2019Warranty deednon-market transfer17449/498
PINCKNEY, CATHY SNEWELL, TAMERA A SHIELDS, DIANNE M

Zoning

1 record · Assessor
ZoningDescriptionSFAssessor Zoning
MDRMedium Density ResidentialResidential

Photos

1 · Assessor

Tax assessment history

18 rolls · Assessor

Assessed value set by the Polk Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.

$64,800
Residential
~$1,202
+8.0%
$60,000
Residential
$822
Sept: $411
March: $411
+31.6%
$45,600
Residential
$730
Sept: $365
March: $365
+9.4%
$41,700
Residential
$698
Sept: $349
March: $349
+8.9%
$38,300
Residential
$652
Sept: $326
March: $326
+6.4%
$36,000
Residential
$614
Sept: $307
March: $307
+1.7%
$35,400
Residential
$594
Sept: $297
March: $297
+0.6%
$35,200
Residential
$548
Sept: $274
March: $274
5.4%
$37,200
Residential
$540
Sept: $270
March: $270
0.0%
$37,200
Residential
$502
Sept: $251
March: $251
+8.8%
$34,200
Residential
$480
Sept: $240
March: $240
+10.5%
$30,960
Residential
$472
Sept: $236
March: $236
+4.3%
$29,670
Residential
~$551
+24.0%
1999
$23,920
Residential
~$444
+11.8%
1997
$21,390
Residential
~$397
+9.7%
1995
$19,500
Residential
~$362
+5.4%
1993
$18,500
Residential
~$343
+25.9%
1992
$14,700
Residential
~$273

Property tax is the actual net tax billed by the Polk Treasurer (before any late interest or fees). Values prefixed "~" are estimated (assessed × Iowa rollback × consolidated levy) for years not yet billed or predating the online record. Use the county's official tax estimator →

If you bid & win
Lien purchase$458
Interest rate2% / mo (≈24% / yr)
SaleJun 2026
Earliest redemption noticeMar 2028
Earliest deed eligibilityJun 2028
Certificate hard capJun 2029
If redeemed at 12 mo$568+$110 interest
If redeemed at its history avg~73 days → Aug 2026 · 3 mo$485+$27 interest
If taken to deed$65k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $9/moschedule
1 year12 mo · $568 total+$110
Redemption notice21 mo · $650 total+$192
Deed eligibility24 mo · $678 total+$220
Hard cap36 mo · $788 total+$330
marks the statutory milestones from the timeline above. Flat 2%/mo on the $458 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.