7923.29.126.028 — Polk County parcel 7923.29.126.028

Aerial + parcel
Mapbox Satellite · parcel via Polk GIS
Polk County · 2025 tax sale · GovEase lot 509268last year's list

(no address)

None Listed IA None Listed
7923.29.126.028 · alt 060.09093.006.000
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Modeled estimate · not a guarantee
Owed
$270
tax year 2025 · face value
Assessed
$24k
total · land + improvements
Value-to-debt
1 : 89strong
$1 of debt secures $89 of asset
Lot
0.40 ac
·

Opportunity

Measured scores — use the one that matches your goal.
Redemption yieldrecommended
If the owner redeems, you keep 2%/mo interest (§447.1) — the investment play.
Base7
Vacant / land only+6
Low assessed value (<$25k)+9
Total22
Acquire the deed
If the owner never redeems, you can acquire the property — the acquisition play.
Base1
Vacant / land only+1
Low assessed value (<$25k)+1
Total3
Risk flagsNo parcel geometryVacant / land onlyFederal liens not checkedSpecial assessments not checked
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.

Tax-sale history

Treasurer

No prior tax-sale certificates on record — this is the parcel's first appearance at tax sale.

Who owns it

3 sources agree on identity

Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.

Auction list says…
ALLEN, JAC A
Assessor says…
ALLEN, JAC A & CASWELL, ASHLEY K
Treasurer says…
ALLEN, JAC A
Mailing: ALLEN, JAC A 926 8TH AVE NW ALTOONA IA 50009-2248
Owners of record · Assessor
ALLEN, JAC ATitle Holder2018-09-1817081/441
CASWELL, ASHLEY KTitle Holder2018-09-1817081/441

Property details

Assessor
Location
City
None Listed
Zip
None Listed
Jurisdiction
Des Moines
District/Parcel
060/09093-006-000
Geoparcel
7923-29-126-028
Status
Retired
School
Des Moines
Nbhd/Pocket
DM02/B
Tax Authority Group
DEM-C-DEM-770131
Submarket
Northeast Des Moines
Appraiser
Paul OConnell, 515-286-2240
Land
Square Feet
17,264
Acres
0.396
Topography
Normal
Shape
Rectangular
Vacancy
Yes
Unbuildable
No

Title & transfer history

2 transfers · Assessor

Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.

Sep 18, 2018Warranty deednon-market transfer17081/441
ALLEN, JAC ACASWELL, ASHLEY KSPECK II, MELVIN R SPECK, VICKI R
Feb 9, 2017Quit claim deednon-market transfer16372/68
SPECK II, MELVIN RSPECK, VICKI RCITY OF DES MOINES

Zoning

1 record · Assessor
ZoningDescriptionSFAssessor Zoning
N1BN1b Neighborhood DistrictResidential

Tax assessment history

6 rolls · Assessor

Assessed value set by the Polk Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.

$23,900
Residential
~$443
+13.3%
$21,100
Residential
~$392
+8.8%
$19,400
Residential
~$360
+17.6%
$16,500
Residential
~$306
2016
$0
Government
1999
$0
Government

Property tax is an estimate — assessed value × Iowa rollback (≈46% residential) × a representative Polk consolidated levy (~$40 per $1,000). Actual bills vary by district and year. Use the county's official tax estimator →

If you bid & win
Lien purchase$270
Interest rate2% / mo (≈24% / yr)
SaleJun 2025
Earliest redemption noticeMar 2027
Earliest deed eligibilityJun 2027
Certificate hard capJun 2028
If redeemed at 12 mo$335+$65 interest
If taken to deed$24k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $5/moschedule
1 year12 mo · $335 total+$65
Redemption notice21 mo · $383 total+$113
Deed eligibility24 mo · $400 total+$130
Hard cap36 mo · $464 total+$194
marks the statutory milestones from the timeline above. Flat 2%/mo on the $270 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
  • Polk Assessor
    refreshed 7w ago
    view →
  • Polk Treasurer
    refreshed 7w ago
    view →
  • Polk GIS
    no data returned
  • Auction CSV (Zeus)
    refreshed 7/15/2026
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.