7923.28.351.041 — Polk County parcel 7923.28.351.041
Map of parcel 7923.28.351.041. Center: latitude 41.6159, longitude -93.5413. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Polk County · 2025 tax sale · GovEase lot 509257last year's list
(no address)
None Listed IA None Listed
7923.28.351.041 · alt 060.04139.000.000
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Modeled estimate · not a guarantee
Owed
$48
tax year 2025 · face value
Assessed
$1.2k
total · land + improvements
Value-to-debt
1 : 25strong
$1 of debt secures $25 of asset
Lot
0.04 ac
1,598 sf · 232 ft perimeter
Opportunity
Measured scores — use the one that matches your goal.
Redemption yieldrecommended
If the owner redeems, you keep 2%/mo interest (§447.1) — the investment play.
Base7
Vacant / land only+6
Low assessed value (<$25k)+9
Chronic (5+ delinquent years)+6
Total28
Acquire the deed
If the owner never redeems, you can acquire the property — the acquisition play.
Base1
Vacant / land only+1
Low assessed value (<$25k)+1
Total3
Risk flagsRepeat delinquentVacant / land onlyFederal liens not checkedSpecial assessments not checked
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Tax-sale history
5 certificates · Treasurer
Chronicredeemed 5 of 5 resolved · median 234 days to redeem · 5 delinquent years (2004–2020)
Tax year 2020Redeemedcert 2022-1436
Sold Jun 28, 2022 for $26 · redeemed Sep 30, 2022 (94 days)
Paid $50 to redeem · $4 interest to the certificate holder · by Sharon Waters
Tax year 2008Redeemedcert 2008-953-06
Sold Jun 16, 2008 for $16 · redeemed Feb 27, 2009 (256 days)
Paid $27 to redeem · $7 interest to the certificate holder
Tax year 2006Redeemedcert 2006-1012-07
Sold Jun 19, 2006 for $10 · redeemed Sep 21, 2006 (94 days)
Paid $22 to redeem · $2 interest to the certificate holder
Tax year 2005Redeemedcert 2005-1037-04
Sold Jun 20, 2005 for $16 · redeemed Sep 21, 2006 (458 days)
Paid $30 to redeem · $10 interest to the certificate holder
Tax year 2004Redeemedcert 2004-1111-06
Sold Jun 21, 2004 for $16 · redeemed Feb 10, 2005 (234 days)
Paid $25 to redeem · $5 interest to the certificate holder
Who owns it
3 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
SWANSON, RALPH D
Assessor says…
SWANSON, RALPH D & SWANSON, SHARON M
Treasurer says…
SWANSON, RALPH D
Mailing: WATERS, SHARON 9559 BUTLER TRL NORWALK IA 50211-9248
Owners of record · Assessor
SWANSON, RALPH DTitle Holder1979-07-254934/803
SWANSON, SHARON MTitle Holder1979-07-254934/803
Property details
Assessor
Location
- City
- None Listed
- Zip
- None Listed
- Jurisdiction
- Des Moines
- District/Parcel
- 060/04139-000-000
- Geoparcel
- 7923-28-351-041
- Status
- Active
- School
- Des Moines
- Nbhd/Pocket
- DM12/D
- Tax Authority Group
- DEM-C-DEM-770131
- Submarket
- Northeast Des Moines
- Appraiser
- Paul OConnell, 515-286-2240
Land
- Square Feet
- 1,600
- Acres
- 0.037
- Frontage
- 100
- Depth
- 16
- Topography
- Normal
- Shape
- Rectangle
- Vacancy
- Yes
- Unbuildable
- Yes
Lot dimensions
GIS · centroid 41.6159, -93.5413
Acres: 0.037
Lot sqft: 1,598
Perimeter: 232 ft
Zoning
1 record · Assessor
| Zoning | Description | SF | Assessor Zoning |
|---|---|---|---|
| N3A | N3a Neighborhood District | — | Residential |
Tax assessment history
17 rolls · Assessor
Assessed value set by the Polk Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
1999
$870
$0
$870
Residential
~$16
+13.0%
1997
$770
$0
$770
Residential
~$14
+5.5%
1995
$730
$0
$730
Residential
~$14
+12.3%
1993
$650
$0
$650
Residential
~$12
—
Property tax is an estimate — assessed value × Iowa rollback (≈46% residential) × a representative Polk consolidated levy (~$40 per $1,000). Actual bills vary by district and year. Use the county's official tax estimator →
If you bid & win
Lien purchase$48
Interest rate2% / mo (≈24% / yr)
SaleJun 2025
Earliest redemption noticeMar 2027
Earliest deed eligibilityJun 2027
Certificate hard capJun 2028
If redeemed at 12 mo$60+$12 interest
If redeemed at its history avg~227 days → Jan 2026 · 8 mo$56+$8 interest
If taken to deed$1.2k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $1/moschedule
1 year12 mo · $60 total+$12
Redemption notice21 mo · $68 total+$20
Deed eligibility24 mo · $71 total+$23
Hard cap36 mo · $83 total+$35
marks the statutory milestones from the timeline above. Flat 2%/mo on the $48 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.