7923.08.431.004 — Polk County parcel 7923.08.431.004
Map of parcel 7923.08.431.004. Center: latitude 41.6649, longitude -93.5444. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Polk County · 2025 tax sale · GovEase lot 508532last year's list
(no address)
None Listed IA None Listed
7923.08.431.004 · alt 190.00490.528.000
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Modeled estimate · not a guarantee
Owed
$28
tax year 2025 · face value
Assessed
$600
total · land + improvements
Value-to-debt
1 : 21strong
$1 of debt secures $21 of asset
Lot
0.04 ac
1,908 sf · 293 ft perimeter
Opportunity
Measured scores — use the one that matches your goal.
Redemption yieldrecommended
If the owner redeems, you keep 2%/mo interest (§447.1) — the investment play.
Base7
Vacant / land only+6
Low assessed value (<$25k)+9
Total22
Acquire the deed
If the owner never redeems, you can acquire the property — the acquisition play.
Base1
Vacant / land only+1
Low assessed value (<$25k)+1
Total3
Risk flagsVacant / land onlyFederal liens not checkedSpecial assessments not checked
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Tax-sale history
1 certificate · Treasurer
Redeemerredeemed 1 of 1 resolved · median 25 days to redeem · 1 delinquent year (2023)
Tax year 2023Redeemedcert 2025-0019
Sold Jun 16, 2025 for $8 · redeemed Jul 11, 2025 (25 days)
Paid $29 to redeem · $1 interest to the certificate holder · by STANFORD, DENNIS L
Who owns it
3 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
STANFORD, DENNIS L
Assessor says…
STANFORD, DENNIS L
Treasurer says…
STANFORD, DENNIS L
Mailing: STANFORD, DENNIS L PO BOX 204 BERWICK IA 50032-0204
Owners of record · Assessor
Property details
Assessor
Location
- City
- None Listed
- Zip
- None Listed
- Jurisdiction
- Delaware Township
- District/Parcel
- 190/00490-528-000
- Geoparcel
- 7923-08-431-004
- Status
- Active
- School
- Saydel
- Nbhd/Pocket
- DE01/A4
- Tax Authority Group
- DEL-T-SAY-770085
- Submarket
- Northeast Des Moines
- Appraiser
- Brett Tierney, 515-286-3019
Land
- Square Feet
- 1,918
- Acres
- 0.044
- Frontage
- 132
- Year Platted
- 1979
- Topography
- Normal
- Shape
- Rectangular
- Vacancy
- Yes
- Unbuildable
- Yes
Lot dimensions
GIS · centroid 41.6649, -93.5444
Acres: 0.044
Lot sqft: 1,908
Perimeter: 293 ft
Title & transfer history
1 transfer · Assessor
Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.
Last market sale
$1,500 · Nov 7, 2014 · to STANFORD, DENNIS L
STANFORD, DENNIS L ← BAUER, LORA L
Permits & assessment activity
1 records · Assessor
Permits and assessor field checks recorded against this parcel. “Pickup” rows are assessor reviews rather than building permits.
Year
Work
Status
Applied
2015
Review Value · CLASS CHANGE(Pickup)
Complete
2014-12-09
Zoning
1 record · Assessor
| Zoning | Description | SF | Assessor Zoning |
|---|---|---|---|
| MDR | Medium Density Residential | — | Residential |
Tax assessment history
16 rolls · Assessor
Assessed value set by the Polk Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
1999
$20
$0
$20
Agricultural
~$1
0.0%
1994
$20
$0
$20
Agricultural
~$1
—
Property tax is an estimate — assessed value × Iowa rollback (≈46% residential) × a representative Polk consolidated levy (~$40 per $1,000). Actual bills vary by district and year. Use the county's official tax estimator →
If you bid & win
Lien purchase$28
Interest rate2% / mo (≈24% / yr)
SaleJun 2025
Earliest redemption noticeMar 2027
Earliest deed eligibilityJun 2027
Certificate hard capJun 2028
If redeemed at 12 mo$35+$7 interest
If redeemed at its history avg~25 days → Jul 2025 · 1 mo$29+$1 interest
If taken to deed$600 assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $1/moschedule
1 year12 mo · $35 total+$7
Redemption notice21 mo · $40 total+$12
Deed eligibility24 mo · $41 total+$13
Hard cap36 mo · $48 total+$20
marks the statutory milestones from the timeline above. Flat 2%/mo on the $28 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.