7825.09.256.002 — Polk County parcel 7825.09.256.002

Map of parcel 7825.09.256.002. Center: latitude 41.5792, longitude -93.7412. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Polk County · 2025 tax sale · GovEase lot 510312last year's list

(no address)

None Listed IA None Listed
7825.09.256.002 · alt 320.01829.001.000
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Modeled estimate · not a guarantee
Owed
$39
tax year 2025 · face value
Assessed
$2k
total · land + improvements
Value-to-debt
1 : 51strong
$1 of debt secures $51 of asset
Lot
0.03 ac
1,319 sf · 185 ft perimeter

Opportunity

Measured scores — use the one that matches your goal.
Redemption yieldrecommended
If the owner redeems, you keep 2%/mo interest (§447.1) — the investment play.
Base7
Vacant / land only+6
Low assessed value (<$25k)+9
Total22
Acquire the deed
If the owner never redeems, you can acquire the property — the acquisition play.
Base1
Vacant / land only+1
Low assessed value (<$25k)+1
Total3
Risk flagsTiny lotVacant / land onlyFederal liens not checkedSpecial assessments not checked
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.

Tax-sale history

Treasurer

No prior tax-sale certificates on record — this is the parcel's first appearance at tax sale.

Who owns it

3 sources agree on identity

Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.

Auction list says…
STOCK, MICHAEL J
Assessor says…
STOCK, MICHAEL J
Treasurer says…
STOCK, MICHAEL J
Mailing: STOCK, MICHAEL J 2513 MEADOW LN WEST DES MOINES IA 50265-4131
Owners of record · Assessor
STOCK, MICHAEL JTitle Holder1996-02-097340/749

Property details

Assessor
Location
City
None Listed
Zip
None Listed
Jurisdiction
West Des Moines
District/Parcel
320/01829-001-000
Geoparcel
7825-09-256-002
Status
Active
School
West Des Moines
Nbhd/Pocket
WD04/C
Tax Authority Group
WDM-C-WDM-770036
Submarket
Western Suburbs
Appraiser
Andrew Rand, 515-286-3368
Land
Square Feet
1,319
Acres
0.03
Topography
Normal
Shape
Irregular
Vacancy
Yes
Unbuildable
Yes

Lot dimensions

GIS · centroid 41.5792, -93.7412
Acres: 0.030
Lot sqft: 1,319
Perimeter: 185 ft

Zoning

1 record · Assessor
ZoningDescriptionSFAssessor Zoning
R-1Single-Family Residential DistrictResidential

Tax assessment history

15 rolls · Assessor

Assessed value set by the Polk Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.

$2,000
Residential
~$37
+11.1%
$1,800
Residential
~$33
+20.0%
$1,500
Residential
~$28
+7.1%
$1,400
Residential
~$26
+7.7%
$1,300
Residential
~$24
+18.2%
$1,100
Residential
~$20
0.0%
$1,100
Residential
~$20
0.0%
$1,100
Residential
~$20
0.0%
$1,100
Residential
~$20
0.0%
$1,100
Residential
~$20
+10.0%
$1,000
Residential
~$19
+9.9%
$910
Residential
~$17
24.2%
$1,200
Residential
~$22
+12.1%
1999
$1,070
Residential
~$20
+7.0%
1994
$1,000
Residential
~$19

Property tax is an estimate — assessed value × Iowa rollback (≈46% residential) × a representative Polk consolidated levy (~$40 per $1,000). Actual bills vary by district and year. Use the county's official tax estimator →

If you bid & win
Lien purchase$39
Interest rate2% / mo (≈24% / yr)
SaleJun 2025
Earliest redemption noticeMar 2027
Earliest deed eligibilityJun 2027
Certificate hard capJun 2028
If redeemed at 12 mo$48+$9 interest
If taken to deed$2k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $1/moschedule
1 year12 mo · $48 total+$9
Redemption notice21 mo · $55 total+$16
Deed eligibility24 mo · $58 total+$19
Hard cap36 mo · $67 total+$28
marks the statutory milestones from the timeline above. Flat 2%/mo on the $39 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
  • Polk Assessor
    refreshed 7w ago
    view →
  • Polk Treasurer
    refreshed 7w ago
    view →
  • Polk GIS
    refreshed 7w ago
    view →
  • Auction CSV (Zeus)
    refreshed 7/15/2026
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.