7825.02.231.049 — Polk County parcel 7825.02.231.049
Map of parcel 7825.02.231.049. Center: latitude 41.5974, longitude -93.6950. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Polk County · 2025 tax sale · GovEase lot 509209last year's list
(no address)
None Listed IA None Listed
7825.02.231.049 · alt 090.03253.000.002
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Modeled estimate · not a guarantee
Owed
$48
tax year 2025 · face value
Assessed
$1.2k
total · land + improvements
Value-to-debt
1 : 25strong
$1 of debt secures $25 of asset
Lot
0.03 ac
1,249 sf · 150 ft perimeter
Opportunity
Measured scores — use the one that matches your goal.
Redemption yieldrecommended
If the owner redeems, you keep 2%/mo interest (§447.1) — the investment play.
Base7
Vacant / land only+6
Low assessed value (<$25k)+9
Total22
Acquire the deed
If the owner never redeems, you can acquire the property — the acquisition play.
Base1
Vacant / land only+1
Low assessed value (<$25k)+1
Total3
Risk flagsOwner mismatchTiny lotVacant / land onlyFederal liens not checkedSpecial assessments not checked
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Tax-sale history
2 certificates · Treasurer
Redeemerredeemed 2 of 2 resolved · median 125 days to redeem · 2 delinquent years (2021–2024)
Tax year 2024Redeemedcert 2025-2473
Sold Dec 15, 2025 for $29 · redeemed May 13, 2026 (149 days)
Paid $55 to redeem · $6 interest to the certificate holder · by O'BRIEN SETTLEMENT SERVICES LLC
Tax year 2021Redeemedcert 2023-0905
Sold Jun 21, 2023 for $16 · redeemed Sep 30, 2023 (101 days)
Paid $39 to redeem · $3 interest to the certificate holder · by WASKER, DORR, WIMMER & MARCOUILLER, P.C.
Who owns it
3 sources differ
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
PLATTS, ELLEN
mismatches Treasurer
Assessor says…
MACKEY, RYAN E & MCCALL, AMBER R
Treasurer says…
MACKEY, RYAN E
Mailing: MACKEY, RYAN E 1051 57TH ST DES MOINES IA 50311-2001
Property details
Assessor
Location
- City
- None Listed
- Zip
- None Listed
- Jurisdiction
- Des Moines
- District/Parcel
- 090/03253-000-002
- Geoparcel
- 7825-02-231-049
- Status
- Active
- School
- Des Moines
- Nbhd/Pocket
- DM52/Z
- Tax Authority Group
- DEM-C-DEM-770131
- Submarket
- Northwest Des Moines
- Appraiser
- Sarah Cunningham, SRA 515-286-3426
Land
- Square Feet
- 1,247
- Acres
- 0.029
- Frontage
- 50
- Depth
- 25
- Topography
- Normal
- Shape
- Rectangle
- Vacancy
- Rear or Landlocked
- Unbuildable
- No
Lot dimensions
GIS · centroid 41.5974, -93.6950
Acres: 0.029
Lot sqft: 1,249
Perimeter: 150 ft
Title & transfer history
3 transfers · Assessor
Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.
Last market sale
$232,500 · May 12, 2026 · to MACKEY, RYAN EMCCALL, AMBER R
Permits & assessment activity
1 records · Assessor
Permits and assessor field checks recorded against this parcel. “Pickup” rows are assessor reviews rather than building permits.
Year
Work
Status
Applied
2022
Review Value · CONSOLIDATE/DIVIDE(Pickup)
No Add
2022-02-24
Zoning
1 record · Assessor
| Zoning | Description | SF | Assessor Zoning |
|---|---|---|---|
| N3B | N3b Neighborhood District | — | Residential |
Tax assessment history
3 rolls · Assessor
Assessed value set by the Polk Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
Property tax is an estimate — assessed value × Iowa rollback (≈46% residential) × a representative Polk consolidated levy (~$40 per $1,000). Actual bills vary by district and year. Use the county's official tax estimator →
If you bid & win
Lien purchase$48
Interest rate2% / mo (≈24% / yr)
SaleJun 2025
Earliest redemption noticeMar 2027
Earliest deed eligibilityJun 2027
Certificate hard capJun 2028
If redeemed at 12 mo$60+$12 interest
If redeemed at its history avg~125 days → Oct 2025 · 5 mo$53+$5 interest
If taken to deed$1.2k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $1/moschedule
1 year12 mo · $60 total+$12
Redemption notice21 mo · $68 total+$20
Deed eligibility24 mo · $71 total+$23
Hard cap36 mo · $83 total+$35
marks the statutory milestones from the timeline above. Flat 2%/mo on the $48 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.