1211 WEST ST — Polk County parcel 7824.33.105.007
Map of parcel 7824.33.105.007. Center: latitude 41.5258, longitude -93.6319. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Polk County · 2026 tax sale · GovEase lot 1340last year's list
1211 WEST ST
DES MOINES IA 50315
7824.33.105.007 · alt 120.00934.000.000
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Modeled estimate · not a guarantee
Owed
$238
tax year 2026 · face value
Assessed
$23k
total · land + improvements
Value-to-debt
1 : 98strong
$1 of debt secures $98 of asset
Lot
0.18 ac
7,963 sf · 418 ft perimeter
Opportunity
Measured scores — use the one that matches your goal.
Redemption yieldrecommended
If the owner redeems, you keep 2%/mo interest (§447.1) — the investment play.
Base7
Vacant / land only+6
Low assessed value (<$25k)+9
Total22
Acquire the deed
If the owner never redeems, you can acquire the property — the acquisition play.
Base1
Vacant / land only+1
Low assessed value (<$25k)+1
Total3
Risk flagsVacant / land onlyFederal liens not checkedSpecial assessments not checkedAbsentee owner
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Tax-sale history
1 certificate · Treasurer
Redeemerredeemed 1 of 1 resolved · median 45 days to redeem · 1 delinquent year (2008)
Tax year 2008Redeemedcert 2008-2269-07
Sold Jun 16, 2008 for $112 · redeemed Jul 31, 2008 (45 days)
Paid $25 to redeem · $5 interest to the certificate holder
Who owns it
2 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
Assessor says…
CERRATO, TINA
Treasurer says…
CERRATO, TINA
Mailing: CERRATO, TINA L 1121 11TH ST BOONE IA 50036-2202
Owners of record · Assessor
CERRATO, TINATitle Holder2025-10-1420300/571
Property details
Assessor
Location
- Address
- 1211 WEST ST
- City
- DES MOINES
- Zip
- 50315
- Jurisdiction
- Des Moines
- District/Parcel
- 120/00934-000-000
- Geoparcel
- 7824-33-105-007
- Status
- Active
- School
- Des Moines
- Nbhd/Pocket
- DM43/Z
- Tax Authority Group
- DEM-C-DEM-770131
- Submarket
- South Des Moines
- Appraiser
- Andrew Rand, 515-286-3368
Land
- Square Feet
- 7,950
- Acres
- 0.183
- Frontage
- 50
- Depth
- 159
- Topography
- Normal
- Shape
- Rectangle
- Vacancy
- Yes
- Unbuildable
- No
Lot dimensions
GIS · centroid 41.5258, -93.6319
Acres: 0.183
Lot sqft: 7,963
Perimeter: 418 ft
Title & transfer history
11 transfers · Assessor
Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.
Last market sale
$65,000 · Sep 19, 2008 · to ELSWICK, JASON
Oct 14, 2025Trustee deednon-market transfer20300/571
CERRATO, TINA ← MOTTET, KRISTIN SUE (Trustee) KRISTIN SUE MOTTET REVOCABLE TRUST
Dec 14, 2023Warranty deednon-market transfer19676/540
MOTTET, KRISTIN SUE (Trustee)KRISTIN SUE MOTTET REVOCABLE TRUST ← CONTRACT EXCHANGE CORP
Nov 13, 2023Trustee deednon-market transfer19652/216
CONTRACT EXCHANGE CORP ← CEDAR RAPIDS BANK & TRUST COMPANY (Trustee) MARY A HAMILTON IRA
Apr 25, 2022Warranty deednon-market transfer19080/759
MARY A HAMILTON IRACEDAR RAPIDS BANK & TRUST COMPANY (Trustee) ← DR JAMES M HAMILTON IRA CEDAR RAPIDS BANK & TRUST COMPANY (Trustee) Also Known As GUARANTY BANK & TRUST COMPANY (Trustee)
May 8, 2013Quit claim deednon-market transfer14776/221
CERRATO, TINA L ← ELSWICK, JASON ELSWICK, LISA
Sep 19, 2008Land contract$65,00012784/195 Multiple Parcels
ELSWICK, JASON ← GUARANTY BNK & TRST CO (TRUSTEE)
Mar 15, 2006Land contract$63,90011567/818 Multiple Parcels
CALOCA, MARCO A ← DR JAMES HAMILTON 401K PROFIT SHARING PLAN
Mar 1, 2004Land contract$62,00010420/562 Multiple Parcels
QUINTANA, SERGIO ← CONTRACT EXCHANGE, CORP
Oct 27, 2003Deed$16,81010241/524 Multiple Parcels
CONTRACT EXCHANGE CORPORATRION ← SWARTHOUT, MARY S., LIVING TRUST
Nov 25, 1992Land contract$41,2506684/211 Multiple Parcels
YATES, ELEANOR ← MORGAN, KEN
Oct 31, 1989Deed$37,0006168/459 Multiple Parcels
MORGAN, KEN ← HEIKEN, HAROLD L
Zoning
1 record · Assessor
| Zoning | Description | SF | Assessor Zoning |
|---|---|---|---|
| N3B | N3b Neighborhood District | — | Residential |
Tax assessment history
16 rolls · Assessor
Assessed value set by the Polk Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
1999
$7,650
$0
$7,650
Residential
~$142
+7.7%
1997
$7,100
$0
$7,100
Residential
~$132
+13.4%
1995
$6,260
$0
$6,260
Residential
~$116
—
Property tax is the actual net tax billed by the Polk Treasurer (before any late interest or fees). Values prefixed "~" are estimated (assessed × Iowa rollback × consolidated levy) for years not yet billed or predating the online record. Use the county's official tax estimator →
If you bid & win
Lien purchase$238
Interest rate2% / mo (≈24% / yr)
SaleJun 2026
Earliest redemption noticeMar 2028
Earliest deed eligibilityJun 2028
Certificate hard capJun 2029
If redeemed at 12 mo$295+$57 interest
If redeemed at its history avg~45 days → Jul 2026 · 2 mo$248+$10 interest
If taken to deed$23k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $5/moschedule
1 year12 mo · $295 total+$57
Redemption notice21 mo · $338 total+$100
Deed eligibility24 mo · $352 total+$114
Hard cap36 mo · $409 total+$171
marks the statutory milestones from the timeline above. Flat 2%/mo on the $238 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.