620 MCKINLEY AVE — Polk County parcel 7824.28.202.005
Map of parcel 7824.28.202.005. Center: latitude 41.5403, longitude -93.6232. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Polk County · 2026 tax sale · GovEase lot 1340last year's list
620 MCKINLEY AVE
DES MOINES IA 50315
7824.28.202.005 · alt 120.00490.001.000
Sold at tax sale · winning bid 100%
Bought by a bidder at the live sale — no longer biddable. Kept for history.
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Modeled estimate · not a guarantee
Owed
$77
tax year 2026 · face value
Assessed
$5.8k
total · land + improvements
Value-to-debt
1 : 75strong
$1 of debt secures $75 of asset
Lot
0.27 ac
11,579 sf · 483 ft perimeter
Opportunity
Measured scores — use the one that matches your goal.
Redemption yieldrecommended
If the owner redeems, you keep 2%/mo interest (§447.1) — the investment play.
Base7
Vacant / land only+6
Low assessed value (<$25k)+9
Total22
Acquire the deed
If the owner never redeems, you can acquire the property — the acquisition play.
Base1
Vacant / land only+1
Low assessed value (<$25k)+1
Total3
Risk flagsVacant / land onlyFederal liens not checkedSpecial assessments not checkedAbsentee owner
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Tax-sale history
2 certificates · Treasurer
Redeemerredeemed 2 of 2 resolved · median 462 days to redeem · 2 delinquent years (2003–2005)
Tax year 2005Redeemedcert 2005-2468-03
Sold Jun 20, 2005 for $54 · redeemed Sep 22, 2005 (94 days)
Paid $25 to redeem · $5 interest to the certificate holder
Tax year 2003Redeemedcert 2003-2722-03
Sold Jun 16, 2003 for $63 · redeemed Sep 22, 2005 (829 days)
Paid $62 to redeem · $42 interest to the certificate holder
Who owns it
2 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
Assessor says…
BRADLEY, MICHAEL J & BRADLEY, FELICIA
Treasurer says…
BRADLEY, MICHAEL J
Mailing: BRADLEY, MICHAEL J 624 MCKINLEY AVE DES MOINES IA 50315-3950
Property details
Assessor
Location
- Address
- 620 MCKINLEY AVE
- City
- DES MOINES
- Zip
- 50315
- Jurisdiction
- Des Moines
- District/Parcel
- 120/00490-001-000
- Geoparcel
- 7824-28-202-005
- Status
- Active
- School
- Des Moines
- Nbhd/Pocket
- DM41/Z
- Tax Authority Group
- DEM-C-DEM-770131
- Submarket
- South Des Moines
- Appraiser
- Andrew Rand, 515-286-3368
Land
- Square Feet
- 11,550
- Acres
- 0.265
- Frontage
- 66
- Depth
- 175
- Topography
- Normal
- Shape
- Rectangle
- Vacancy
- Rear or Landlocked
- Unbuildable
- No
Lot dimensions
GIS · centroid 41.5403, -93.6232
Acres: 0.266
Lot sqft: 11,579
Perimeter: 483 ft
Title & transfer history
4 transfers · Assessor
Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.
Last market sale
$86,300 · Oct 20, 2005 · to RICHMOND, SHAWN
BRADLEY, MICHAEL JBRADLEY, FELICIA ← BRADLEY, MICHAEL J
BRADLEY, MICHAEL J ← RICHMOND, SHAWN RICHMOND, VICTORIA
Oct 20, 2005Deed$86,30011377/466 Multiple Parcels
RICHMOND, SHAWN ← LEE, KRISTEN K
Jun 9, 1994Deednon-market transfer7035/863
SHAW, CATHERINE ← MERRIFIELD, ED
Zoning
1 record · Assessor
| Zoning | Description | SF | Assessor Zoning |
|---|---|---|---|
| N3A | N3a Neighborhood District | — | Residential |
Tax assessment history
16 rolls · Assessor
Assessed value set by the Polk Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
1999
$1,330
$0
$1,330
Residential
~$25
+7.3%
1997
$1,240
$0
$1,240
Residential
~$23
+13.8%
1995
$1,090
$0
$1,090
Residential
~$20
—
Property tax is the actual net tax billed by the Polk Treasurer (before any late interest or fees). Values prefixed "~" are estimated (assessed × Iowa rollback × consolidated levy) for years not yet billed or predating the online record. Use the county's official tax estimator →
If you bid & win
Lien purchase$77
Interest rate2% / mo (≈24% / yr)
SaleJun 2026
Earliest redemption noticeMar 2028
Earliest deed eligibilityJun 2028
Certificate hard capJun 2029
If redeemed at 12 mo$95+$18 interest
If redeemed at its history avg~462 days → Sep 2027 · 16 mo$102+$25 interest
If taken to deed$5.8k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $2/moschedule
1 year12 mo · $95 total+$18
Redemption notice21 mo · $109 total+$32
Deed eligibility24 mo · $114 total+$37
Hard cap36 mo · $132 total+$55
marks the statutory milestones from the timeline above. Flat 2%/mo on the $77 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.