7824.28.154.025 — Polk County parcel 7824.28.154.025
Map of parcel 7824.28.154.025. Center: latitude 41.5359, longitude -93.6321. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Polk County · 2025 tax sale · GovEase lot 509118last year's list
(no address)
None Listed IA None Listed
7824.28.154.025 · alt 120.04572.000.000
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Modeled estimate · not a guarantee
Owed
$239
tax year 2025 · face value
Assessed
$24k
total · land + improvements
Value-to-debt
1 : 100strong
$1 of debt secures $100 of asset
Lot
0.16 ac
6,999 sf · 380 ft perimeter
Opportunity
Measured scores — use the one that matches your goal.
Redemption yieldrecommended
If the owner redeems, you keep 2%/mo interest (§447.1) — the investment play.
Base7
Vacant / land only+6
Low assessed value (<$25k)+9
Chronic (5+ delinquent years)+6
Total28
Acquire the deed
If the owner never redeems, you can acquire the property — the acquisition play.
Base1
Vacant / land only+1
Low assessed value (<$25k)+1
Total3
Risk flagsRepeat delinquentExisting unredeemed tax saleVacant / land onlyFederal liens not checkedSpecial assessments not checked
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Tax-sale history
6 certificates · Treasurer
Chronicredeemed 5 of 5 resolved · median 1084 days to redeem · 1 currently unredeemed · 6 delinquent years (2003–2023)
Tax year 2023Unredeemedcert 2025-1733
Sold Jun 16, 2025 for $219 · still unredeemed
Tax year 2019Redeemedcert 2021-1572
Sold Jun 22, 2021 for $683 · redeemed Jun 10, 2024 (1084 days)
Paid $2,891 to redeem · $892 interest to the certificate holder · by COCHRANE, KENNETH N
Tax year 2014Redeemedcert 2014-2418
Sold Jun 16, 2014 for $702 · redeemed Feb 10, 2020 (2065 days)
Tax year 2010Redeemedcert 2010-2175-09
Sold Jun 21, 2010 for $139 · redeemed Jun 14, 2013 (1089 days)
Paid $418 to redeem · $122 interest to the certificate holder
Tax year 2004Redeemedcert 2004-2746-04
Sold Jun 21, 2004 for $99 · redeemed Jul 19, 2004 (28 days)
Paid $25 to redeem · $5 interest to the certificate holder
Tax year 2003Redeemedcert 2003-2902-01
Sold Jun 16, 2003 for $99 · redeemed Jan 7, 2004 (205 days)
Paid $38 to redeem · $18 interest to the certificate holder
Who owns it
3 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
COCHRANE, KENNETH N
Assessor says…
COCHRANE, KENNETH N & COCHRANE, MARY H
Treasurer says…
COCHRANE, KENNETH N
Mailing: COCHRANE, KENNETH N 1215 KENYON AVE DES MOINES IA 50315-7231
Owners of record · Assessor
COCHRANE, KENNETH NTitle Holder1986-08-195614/170
COCHRANE, MARY HTitle Holder
Property details
Assessor
Location
- City
- None Listed
- Zip
- None Listed
- Jurisdiction
- Des Moines
- District/Parcel
- 120/04572-000-000
- Geoparcel
- 7824-28-154-025
- Status
- Active
- School
- Des Moines
- Nbhd/Pocket
- DM42/B
- Tax Authority Group
- DEM-C-DEM-770131
- Submarket
- South Des Moines
- Appraiser
- Andrew Rand, 515-286-3368
Land
- Square Feet
- 7,000
- Acres
- 0.161
- Frontage
- 50
- Depth
- 140
- Topography
- Normal
- Shape
- Rectangle
- Vacancy
- Yes
- Unbuildable
- No
Lot dimensions
GIS · centroid 41.5359, -93.6321
Acres: 0.161
Lot sqft: 6,999
Perimeter: 380 ft
Zoning
1 record · Assessor
| Zoning | Description | SF | Assessor Zoning |
|---|---|---|---|
| N3A | N3a Neighborhood District | — | Residential |
Photos
1 · Assessor
Tax assessment history
16 rolls · Assessor
Assessed value set by the Polk Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
1999
$7,250
$0
$7,250
Residential
~$135
+7.1%
1997
$6,770
$0
$6,770
Residential
~$126
+13.4%
1995
$5,970
$0
$5,970
Residential
~$111
—
Property tax is an estimate — assessed value × Iowa rollback (≈46% residential) × a representative Polk consolidated levy (~$40 per $1,000). Actual bills vary by district and year. Use the county's official tax estimator →
If you bid & win
Lien purchase$239
Interest rate2% / mo (≈24% / yr)
SaleJun 2025
Earliest redemption noticeMar 2027
Earliest deed eligibilityJun 2027
Certificate hard capJun 2028
If redeemed at 12 mo$296+$57 interest
If redeemed at its history avg~894 days → Nov 2027 · 30 mo$382+$143 interest
If taken to deed$24k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $5/moschedule
1 year12 mo · $296 total+$57
Redemption notice21 mo · $339 total+$100
Deed eligibility24 mo · $354 total+$115
Hard cap36 mo · $411 total+$172
marks the statutory milestones from the timeline above. Flat 2%/mo on the $239 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.