3420 FAIRLANE DR — Polk County parcel 7824.22.101.038
Map of parcel 7824.22.101.038. Center: latitude 41.5529, longitude -93.6149. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Polk County · 2025 tax sale · GovEase lot 509040last year's list
3420 FAIRLANE DR
DES MOINES IA 50315
7824.22.101.038 · alt 010.04007.028.000
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Modeled estimate · not a guarantee
Owed
$32
tax year 2025 · face value
Assessed
$300
total · land + improvements
Value-to-debt
1 : 9fair
$1 of debt secures $9 of asset
Lot
0.01 ac
501 sf · 258 ft perimeter
Opportunity
Measured scores — use the one that matches your goal.
Redemption yieldrecommended
If the owner redeems, you keep 2%/mo interest (§447.1) — the investment play.
Base7
Vacant / land only+6
Low assessed value (<$25k)+9
Chronic (5+ delinquent years)+6
Total28
Acquire the deed
If the owner never redeems, you can acquire the property — the acquisition play.
Base1
Vacant / land only+1
Low assessed value (<$25k)+1
Total3
Risk flagsTiny lotRepeat delinquentExisting unredeemed tax saleVacant / land onlyFederal liens not checkedSpecial assessments not checkedOwner's mail goes to the property
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Tax-sale history
6 certificates · Treasurer
Chronic3 currently unredeemed · 5 delinquent years (2019–2023)
Tax year 2023Unredeemedcert 2025-1386
Sold Jun 16, 2025 for $12 · still unredeemed
Tax year 2022Unredeemedcert 2024-2102
Sold Jul 15, 2024 for $14 · still unredeemed
Tax year 2022Canceledcert 2024-1194
Sold Jun 17, 2024 for $14
Tax year 2021Unredeemedcert 2023-0006
Sold Jun 21, 2023 for $14 · still unredeemed
Tax year 2020Canceledcert 2022-0403
Sold Jun 28, 2022 for $12
Tax year 2019Canceledcert 2021-1856
Sold Jun 22, 2021 for $8
Who owns it
3 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
VALLE MORENO, CRUZ
Assessor says…
VALLE MORENO, CRUZ & HERNANDEZ PINEDA, MARIA D
Treasurer says…
VALLE MORENO, CRUZ
Mailing: MORENO, CRUZ VALLE 3420 FAIRLANE DR DES MOINES IA 50315-7730
Property details
Assessor
Location
- Address
- 3420 FAIRLANE DR
- City
- DES MOINES
- Zip
- 50315
- Jurisdiction
- Des Moines
- District/Parcel
- 010/04007-028-000
- Geoparcel
- 7824-22-101-038
- Status
- Active
- School
- Des Moines
- Nbhd/Pocket
- DM27/B
- Tax Authority Group
- DEM-C-DEM-770131
- Submarket
- South Des Moines
- Appraiser
- Joseph Peterson, 515-286-3011
Land
- Square Feet
- 500
- Acres
- 0.011
- Frontage
- 4
- Depth
- 125
- Topography
- Normal
- Shape
- Rectangle
- Vacancy
- Yes
- Unbuildable
- Yes
Lot dimensions
GIS · centroid 41.5529, -93.6149
Acres: 0.011
Lot sqft: 501
Perimeter: 258 ft
Title & transfer history
3 transfers · Assessor
Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.
Last market sale
$165,000 · Sep 29, 2020 · to VALLE MORENO, CRUZHERNANDEZ PINEDA, MARIA D
Zoning
1 record · Assessor
| Zoning | Description | SF | Assessor Zoning |
|---|---|---|---|
| N3A | N3a Neighborhood District | — | Residential |
Tax assessment history
17 rolls · Assessor
Assessed value set by the Polk Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
1999
$800
$0
$800
Residential
~$15
+6.7%
1997
$750
$0
$750
Residential
~$14
+13.6%
1995
$660
$0
$660
Residential
~$12
+13.8%
1993
$580
$0
$580
Residential
~$11
—
Property tax is an estimate — assessed value × Iowa rollback (≈46% residential) × a representative Polk consolidated levy (~$40 per $1,000). Actual bills vary by district and year. Use the county's official tax estimator →
If you bid & win
Lien purchase$32
Interest rate2% / mo (≈24% / yr)
SaleJun 2025
Earliest redemption noticeMar 2027
Earliest deed eligibilityJun 2027
Certificate hard capJun 2028
If redeemed at 12 mo$40+$8 interest
If taken to deed$300 assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $1/moschedule
1 year12 mo · $40 total+$8
Redemption notice21 mo · $45 total+$13
Deed eligibility24 mo · $47 total+$15
Hard cap36 mo · $55 total+$23
marks the statutory milestones from the timeline above. Flat 2%/mo on the $32 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.