7824.12.203.054 — Polk County parcel 7824.12.203.054

Map of parcel 7824.12.203.054. Center: latitude 41.5824, longitude -93.5637. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Polk County · 2025 tax sale · GovEase lot 508875last year's list

(no address)

None Listed IA None Listed
7824.12.203.054 · alt 050.02898.005.004
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Modeled estimate · not a guarantee
Owed
$26
tax year 2025 · face value
Assessed
$100
total · land + improvements
Value-to-debt
1 : 4fair
$1 of debt secures $4 of asset
Lot
0.01 ac
525 sf · 164 ft perimeter

Opportunity

Measured scores — use the one that matches your goal.
Redemption yieldrecommended
If the owner redeems, you keep 2%/mo interest (§447.1) — the investment play.
Base7
Vacant / land only+6
Low assessed value (<$25k)+9
Total22
Acquire the deed
If the owner never redeems, you can acquire the property — the acquisition play.
Base1
Vacant / land only+1
Low assessed value (<$25k)+1
Total3
Risk flagsOwner mismatchTiny lotVacant / land onlyFederal liens not checkedSpecial assessments not checked
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.

Tax-sale history

2 certificates · Treasurer
Redeemerredeemed 2 of 2 resolved · median 414 days to redeem · 2 delinquent years (2020–2024)
Tax year 2024Redeemedcert 2025-2469
Sold Dec 15, 2025 for $6 · redeemed Feb 13, 2026 (60 days)
Paid $28 to redeem · $2 interest to the certificate holder · by MAYORGA, BEATRIS D.
Tax year 2020Redeemedcert 2021-2197
Sold Aug 16, 2021 for $6 · redeemed Sep 22, 2023 (767 days)
Paid $50 to redeem · $16 interest to the certificate holder · by LAW OFFICE OF CHARLES W HENDRICKS PC

Who owns it

3 sources differ

Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.

Auction list says…
TABORA AYALA, NOEL ANTONIO
mismatches Treasurer
Assessor says…
CEDILLO SAUCEDO, GRACIA CAROLINA
Treasurer says…
CEDILLO SAUCEDO, GRACIA CAROLINA
Mailing: CEDILLO SAUCEDO, GRACIA CAROLINA 1165 21ST ST DES MOINES IA 50311-4407
Owners of record · Assessor
CEDILLO SAUCEDO, GRACIA CAROLINATitle Holder2025-11-0720328/763

Property details

Assessor
Location
City
None Listed
Zip
None Listed
Jurisdiction
Des Moines
District/Parcel
050/02898-005-004
Geoparcel
7824-12-203-054
Status
Active
School
Des Moines
Nbhd/Pocket
DM20/Z
Tax Authority Group
DEM-C-DEM-770131
TIF
52/DES MOINES SE AGRI BUSINESS PARK UR
Submarket
Northeast Des Moines
Appraiser
Brett Tierney, 515-286-3019
Land
Square Feet
525
Acres
0.012
Frontage
75
Depth
7
Topography
Normal
Shape
Rectangle
Vacancy
Yes
Unbuildable
Yes

Lot dimensions

GIS · centroid 41.5824, -93.5637
Acres: 0.012
Lot sqft: 525
Perimeter: 164 ft

Title & transfer history

4 transfers · Assessor

Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.

Last market sale
$33,000 · Nov 7, 2025 · to CEDILLO SAUCEDO, GRACIA CAROLINA
Nov 7, 2025Warranty deed$33,00020328/763
CEDILLO SAUCEDO, GRACIA CAROLINATABORA AYALA, JORGE NOEL ZECENA, JOHANA EMILIA
Jul 3, 2025Quit claim deednon-market transfer20195/305
TABORA AYALA, JORGE NOELAlso Known As TABORA AYALA, NOEL MURILLO, HEIDY (Attorney-In-Fact) Also Known As TABORA AYALAM, NOEL TABORA AYALA, NOEL ANTONIO
Aug 31, 2023Warranty deed$11,00019586/494
TABORA AYALA, NOEL ANTONIOSOTO SANDOVAL, JUAN CARLOS
Aug 4, 2021Warranty deednon-market transfer18682/484
SOTO SANDOVAL, JUAN CARLOSKWJV LC

Zoning

1 record · Assessor
ZoningDescriptionSFAssessor Zoning
N3CN3c Neighborhood DistrictResidential

Tax assessment history

4 rolls · Assessor

Assessed value set by the Polk Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.

$100
Residential
~$2
0.0%
$100
Residential
~$2
0.0%
$100
Residential
~$2
0.0%
$100
Residential
~$2

Property tax is an estimate — assessed value × Iowa rollback (≈46% residential) × a representative Polk consolidated levy (~$40 per $1,000). Actual bills vary by district and year. Use the county's official tax estimator →

If you bid & win
Lien purchase$26
Interest rate2% / mo (≈24% / yr)
SaleJun 2025
Earliest redemption noticeMar 2027
Earliest deed eligibilityJun 2027
Certificate hard capJun 2028
If redeemed at 12 mo$32+$6 interest
If redeemed at its history avg~414 days → Aug 2026 · 14 mo$33+$7 interest
If taken to deed$100 assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $1/moschedule
1 year12 mo · $32 total+$6
Redemption notice21 mo · $37 total+$11
Deed eligibility24 mo · $38 total+$12
Hard cap36 mo · $45 total+$19
marks the statutory milestones from the timeline above. Flat 2%/mo on the $26 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
  • Polk Assessor
    refreshed 7w ago
    view →
  • Polk Treasurer
    refreshed 7w ago
    view →
  • Polk GIS
    refreshed 7w ago
    view →
  • Auction CSV (Zeus)
    refreshed 7/15/2026
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.