7824.12.203.039 — Polk County parcel 7824.12.203.039
Map of parcel 7824.12.203.039. Center: latitude 41.5825, longitude -93.5634. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Polk County · 2025 tax sale · GovEase lot 508874last year's list
(no address)
None Listed IA None Listed
7824.12.203.039 · alt 050.02890.002.000
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Modeled estimate · not a guarantee
Owed
$42
tax year 2025 · face value
Assessed
$900
total · land + improvements
Value-to-debt
1 : 21strong
$1 of debt secures $21 of asset
Lot
0.15 ac
6,611 sf · 364 ft perimeter
Opportunity
Measured scores — use the one that matches your goal.
Redemption yieldrecommended
If the owner redeems, you keep 2%/mo interest (§447.1) — the investment play.
Base7
Vacant / land only+6
Low assessed value (<$25k)+9
Chronic (5+ delinquent years)+6
Total28
Acquire the deed
If the owner never redeems, you can acquire the property — the acquisition play.
Base1
Vacant / land only+1
Low assessed value (<$25k)+1
Total3
Risk flagsRepeat delinquentVacant / land onlyFederal liens not checkedSpecial assessments not checked
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Tax-sale history
7 certificates · Treasurer
Chronicredeemed 5 of 5 resolved · median 186 days to redeem · 6 delinquent years (2006–2023)
Tax year 2023Redeemedcert 2025-1647
Sold Jun 16, 2025 for $22 · redeemed Jul 3, 2025 (17 days)
Paid $44 to redeem · $2 interest to the certificate holder · by YAJAYRA CRUZ
Tax year 2019Redeemedcert 2021-0828
Sold Jun 22, 2021 for $39 · redeemed Jun 1, 2022 (344 days)
Paid $83 to redeem · $16 interest to the certificate holder · by CRUZ JR, HERON
Tax year 2019Redeemedcert 2019-3118
Sold Jul 15, 2019 for $20 · redeemed Jun 1, 2022 (1052 days)
Paid $391 to redeem · $30 interest to the certificate holder · by CRUZ JR, HERON
Tax year 2013Canceledcert 2013-479
Sold Jun 17, 2013 for $18
Tax year 2011Redeemedcert 2011-698-14
Sold Jun 27, 2011 for $50 · redeemed Dec 30, 2011 (186 days)
Paid $30 to redeem · $10 interest to the certificate holder
Tax year 2010Redeemedcert 2010-715-10
Sold Jun 21, 2010 for $48 · redeemed Aug 31, 2010 (71 days)
Paid $24 to redeem · $4 interest to the certificate holder
Tax year 2006Canceledcert 2006-788-07
Sold Jun 19, 2006 for $23
Who owns it
3 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
CRUZ, HERON
Assessor says…
CRUZ, HERON
Treasurer says…
CRUZ, HERON
Mailing: CRUZ, HERON 639 SE 28TH ST DES MOINES IA 50317-1308
Owners of record · Assessor
Property details
Assessor
Location
- City
- None Listed
- Zip
- None Listed
- Jurisdiction
- Des Moines
- District/Parcel
- 050/02890-002-000
- Geoparcel
- 7824-12-203-039
- Status
- Active
- School
- Des Moines
- Nbhd/Pocket
- DM20/Z
- Tax Authority Group
- DEM-C-DEM-770131
- TIF
- 52/DES MOINES SE AGRI BUSINESS PARK UR
- Submarket
- Northeast Des Moines
- Appraiser
- Brett Tierney, 515-286-3019
Land
- Square Feet
- 6,600
- Acres
- 0.152
- Frontage
- 50
- Depth
- 132
- Topography
- Normal
- Shape
- Rectangle
- Vacancy
- Yes
- Unbuildable
- No
Lot dimensions
GIS · centroid 41.5825, -93.5634
Acres: 0.152
Lot sqft: 6,611
Perimeter: 364 ft
Title & transfer history
2 transfers · Assessor
Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.
Last market sale
$1,500 · Apr 27, 2012 · to CRUZ, HERON
CRUZ, HERON ← ANDREINI, RYAN R ANDREINI, TAMI L
Oct 27, 2008Deed$4,50012818/238
ANDREINI, RYAN R ← NERVIG, AMANDA J
Zoning
1 record · Assessor
| Zoning | Description | SF | Assessor Zoning |
|---|---|---|---|
| N3C | N3c Neighborhood District | — | Residential |
Tax assessment history
11 rolls · Assessor
Assessed value set by the Polk Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
Property tax is an estimate — assessed value × Iowa rollback (≈46% residential) × a representative Polk consolidated levy (~$40 per $1,000). Actual bills vary by district and year. Use the county's official tax estimator →
If you bid & win
Lien purchase$42
Interest rate2% / mo (≈24% / yr)
SaleJun 2025
Earliest redemption noticeMar 2027
Earliest deed eligibilityJun 2027
Certificate hard capJun 2028
If redeemed at 12 mo$52+$10 interest
If redeemed at its history avg~334 days → May 2026 · 11 mo$51+$9 interest
If taken to deed$900 assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $1/moschedule
1 year12 mo · $52 total+$10
Redemption notice21 mo · $60 total+$18
Deed eligibility24 mo · $62 total+$20
Hard cap36 mo · $72 total+$30
marks the statutory milestones from the timeline above. Flat 2%/mo on the $42 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.