7824.05.434.024 — Polk County parcel 7824.05.434.024
Aerial + parcel
Mapbox Satellite · parcel via Polk GIS
Polk County · 2026 tax sale · GovEase lot 1340last year's list
(no address)
None Listed IA None Listed
7824.05.434.024 · alt 030.04671.024.000
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Modeled estimate · not a guarantee
Owed
$77
tax year 2026 · face value
Assessed
$5.6k
total · land + improvements
Value-to-debt
1 : 73strong
$1 of debt secures $73 of asset
Lot
—
— · —
Opportunity
Measured scores — use the one that matches your goal.
Redemption yieldrecommended
If the owner redeems, you keep 2%/mo interest (§447.1) — the investment play.
Base7
Low assessed value (<$25k)+9
Chronic (5+ delinquent years)+6
Total22
Acquire the deed
If the owner never redeems, you can acquire the property — the acquisition play.
Base1
Low assessed value (<$25k)+1
Total2
Risk flagsRepeat delinquentNo parcel geometryFederal liens not checkedSpecial assessments not checked
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Tax-sale history
4 certificates · Treasurer
Chronicredeemed 4 of 4 resolved · median 40 days to redeem · 4 delinquent years (2009–2017)
Tax year 2017Redeemedcert 2017-263
Sold Jun 19, 2017 for $67 · redeemed Jan 9, 2018 (204 days)
Paid $154 to redeem · $14 interest to the certificate holder
Tax year 2016Redeemedcert 2016-218
Sold Jun 27, 2016 for $68 · redeemed Jul 31, 2016 (34 days)
Paid $85 to redeem · $4 interest to the certificate holder
Tax year 2013Redeemedcert 2013-251
Sold Jun 17, 2013 for $61 · redeemed Aug 2, 2013 (46 days)
Paid $80 to redeem · $5 interest to the certificate holder
Tax year 2009Redeemedcert 2009-548-12
Sold Jun 15, 2009 for $48 · redeemed Jun 30, 2009 (15 days)
Paid $21 to redeem · $1 interest to the certificate holder
Who owns it
2 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
Assessor says…
BONITTO, MICHELLE D
Treasurer says…
BONITTO, MICHELLE D
Mailing: BONITTO, MICHELLE D 1503 PLEASANT ST APT 1 DES MOINES IA 50314-1673
Owners of record · Assessor
BONITTO, MICHELLE DTitle Holder2025-03-1720075/614
Property details
Assessor
Location
- City
- None Listed
- Zip
- None Listed
- Jurisdiction
- Des Moines
- District/Parcel
- 030/04671-024-000
- Geoparcel
- 7824-05-434-024
- Status
- Active
- School
- Des Moines
- Nbhd/Pocket
- DMC1/J7
- Tax Authority Group
- DEM-C-DEM-770435
- Bond
- Des Moines SSMID 2 Sherman Hill
- Submarket
- Central Business District
- Appraiser
- Jessica McNiel, RES, AAS, ICA 515-286-3829
Land
- Topography
- Normal
- Vacancy
- No
- Unbuildable
- No
What's on it
Assessor · refreshed 4w ago
Year
2006
Beds/Baths
—/—
Grade
4
Building & structure detail
1 record · Assessor
Detached Structure # id=101
- Occupancy
- Garage
- Construction Type
- Concrete Block
- Measurement Code
- Square Feet
- Measure 1
- 225
- Story Height
- 1
- Grade
- 4
- Year Built
- 2006
- Condition
- Normal
- Comment
- G-8, S/F PER DECL
Title & transfer history
3 transfers · Assessor
Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.
Last market sale
$255,000 · Mar 17, 2025 · to BONITTO, MICHELLE D
Mar 17, 2025Warranty deed$255,00020075/614
BONITTO, MICHELLE D ← GOERDT, BENJAMIN B MCANINCH, SARA JO
Feb 23, 2018Warranty deed$4,00016827/950
GOERDT, BENJAMIN B ← HOPPER, SUSAN
Aug 1, 2013Warranty deednon-market transfer14901/520
HOPPER, SUSAN ← SHERMAN HILL DEVELOPMENT GROUP LLC
Permits & assessment activity
2 records · Assessor
Permits and assessor field checks recorded against this parcel. “Pickup” rows are assessor reviews rather than building permits.
Year
Work
Status
Applied
2008
Construction · GARAGE(Permit)
Complete
2006-09-29
2007
Construction · GARAGE(Permit)
Partial
2006-09-29
Zoning
1 record · Assessor
| Zoning | Description | SF | Assessor Zoning |
|---|---|---|---|
| NX2A | NX2a Neighborhood Mix District | — | Residential |
Photos
1 · Assessor
Tax assessment history
12 rolls · Assessor
Assessed value set by the Polk Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
Property tax is the actual net tax billed by the Polk Treasurer (before any late interest or fees). Values prefixed "~" are estimated (assessed × Iowa rollback × consolidated levy) for years not yet billed or predating the online record. Use the county's official tax estimator →
If you bid & win
Lien purchase$77
Interest rate2% / mo (≈24% / yr)
SaleJun 2026
Earliest redemption noticeMar 2028
Earliest deed eligibilityJun 2028
Certificate hard capJun 2029
If redeemed at 12 mo$95+$18 interest
If redeemed at its history avg~75 days → Aug 2026 · 3 mo$82+$5 interest
If taken to deed$5.6k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $2/moschedule
1 year12 mo · $95 total+$18
Redemption notice21 mo · $109 total+$32
Deed eligibility24 mo · $114 total+$37
Hard cap36 mo · $132 total+$55
marks the statutory milestones from the timeline above. Flat 2%/mo on the $77 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.