1316 FREMONT ST — Polk County parcel 7824.03.204.018

Aerial + parcel
Mapbox Satellite · parcel via Polk GIS
Polk County · 2026 tax sale · GovEase lot 1340last year's list

1316 FREMONT ST

DES MOINES IA 50316
7824.03.204.018 · alt 040.04758.000.000
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Modeled estimate · not a guarantee
Owed
$41
tax year 2026 · face value
Assessed
$1.9k
total · land + improvements
Value-to-debt
1 : 46strong
$1 of debt secures $46 of asset
Lot
0.09 ac
·

Opportunity

Measured scores — use the one that matches your goal.
Redemption yieldrecommended
If the owner redeems, you keep 2%/mo interest (§447.1) — the investment play.
Base7
Vacant / land only+6
Low assessed value (<$25k)+9
Total22
Acquire the deed
If the owner never redeems, you can acquire the property — the acquisition play.
Base1
Vacant / land only+1
Low assessed value (<$25k)+1
Total3
Risk flagsNo parcel geometryVacant / land onlyFederal liens not checkedSpecial assessments not checkedAbsentee owner
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.

Tax-sale history

1 certificate · Treasurer
Redeemerredeemed 1 of 1 resolved · median 38 days to redeem · 1 delinquent year (2009)
Tax year 2009Redeemedcert 2009-766-09
Sold Jun 15, 2009 for $13 · redeemed Jul 23, 2009 (38 days)
Paid $21 to redeem · $1 interest to the certificate holder

Who owns it

2 sources agree on identity

Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.

Auction list says…
Assessor says…
AJ HOMES LLC
Treasurer says…
AJ HOMES LLC
Mailing: AJ HOMES LLC 1378 NW 71ST PL ANKENY IA 50023-9603
Owners of record · Assessor
AJ HOMES LLCTitle Holder2025-04-2320112/348

Property details

Assessor
Location
Address
1316 FREMONT ST
City
DES MOINES
Zip
50316
Jurisdiction
Des Moines
District/Parcel
040/04758-000-000
Geoparcel
7824-03-204-018
Status
Retired
School
Des Moines
Nbhd/Pocket
DM87/A
Tax Authority Group
DEM-C-DEM-770131
Submarket
Northeast Des Moines
Appraiser
Brett Tierney, 515-286-3019
Land
Square Feet
4,005
Acres
0.092
Frontage
26
Depth
150
Topography
Normal
Shape
Rectangle
Vacancy
Yes
Unbuildable
Yes

Title & transfer history

9 transfers · Assessor

Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.

Last market sale
$90,000 · Apr 23, 2025 · to AJ HOMES LLC
Apr 23, 2025Warranty deed$90,00020112/348
AJ HOMES LLCFISHER, JERRIANE FISHER, ANTHONY
Apr 23, 2025Warranty deednon-market transfer20112/343
FISHER, JERRIANEFISHER, ANTHONYRANGER51 LLC
Nov 20, 2017Quit claim deednon-market transfer16730/629
RANGER51 LLCPEDERSON, CHERYL L PEDERSON, DENNIS
Dec 2, 2015Warranty deednon-market transfer15824/383
PEDERSON, CHERYL LCONTRACT EXCHANGE CORPORATION
Nov 19, 2015Land contract$79,00015811/883
FISHER, JERRIANEFISHER, ANTHONYCONTRACT EXCHANGE CORP
Jun 9, 2015Special warranty deed$26,35015608/463
CONTRACT EXCHANGE CORPORATIONSECRETARY OF HOUSING AND URBAN DEVELOPMENT MATT MARTIN REAL ESTATE MANAGEMENT LLC (Agent)
Mar 12, 2015Warranty deednon-market transfer15496/760
SECRETARY OF HOUSING AND URBAN DEVELOPMENTWELLS FARGO BANK NA
Aug 7, 2014Sheriff's deednon-market transfer15281/727
WELLS FARGO BANK NAMCCARTHY, BILL (Sheriff) PAYNE, MISTY D (Defendant) KROUCH, BRANDON (Defendant)
Nov 22, 2000Deed$55,0008663/885 Multiple Parcels
KROUCH, BRANDONHOLLADAY, RICHARD R

Zoning

1 record · Assessor
ZoningDescriptionSFAssessor Zoning
NX1NX1 Neighborhood Mix DistrictResidential

Tax assessment history

16 rolls · Assessor

Assessed value set by the Polk Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.

$1,900
Residential
~$35
+18.8%
$1,600
Residential
$32
Sept: $16
March: $16
+23.1%
$1,300
Residential
$30
Sept: $15
March: $15
+18.2%
$1,100
Residential
$28
Sept: $14
March: $14
0.0%
$1,100
Residential
$30
Sept: $15
March: $15
+10.0%
$1,000
Residential
$26
Sept: $13
March: $13
0.0%
$1,000
Residential
$26
Sept: $13
March: $13
0.0%
$1,000
Residential
$24
Sept: $12
March: $12
0.0%
$1,000
Residential
$22
Sept: $11
March: $11
78.7%
$4,700
Residential
$18
Sept: $9
March: $9
+487.5%
$800
Residential
$18
Sept: $9
March: $9
+11.1%
$720
Residential
$16
Sept: $8
March: $8
+2.9%
$700
Residential
~$13
63.4%
1999
$1,910
Residential
~$35
+15.1%
1997
$1,660
Residential
~$31
+6.4%
1995
$1,560
Residential
~$29

Property tax is the actual net tax billed by the Polk Treasurer (before any late interest or fees). Values prefixed "~" are estimated (assessed × Iowa rollback × consolidated levy) for years not yet billed or predating the online record. Use the county's official tax estimator →

If you bid & win
Lien purchase$41
Interest rate2% / mo (≈24% / yr)
SaleJun 2026
Earliest redemption noticeMar 2028
Earliest deed eligibilityJun 2028
Certificate hard capJun 2029
If redeemed at 12 mo$51+$10 interest
If redeemed at its history avg~38 days → Jul 2026 · 2 mo$43+$2 interest
If taken to deed$1.9k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $1/moschedule
1 year12 mo · $51 total+$10
Redemption notice21 mo · $58 total+$17
Deed eligibility24 mo · $61 total+$20
Hard cap36 mo · $71 total+$30
marks the statutory milestones from the timeline above. Flat 2%/mo on the $41 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
  • Polk Assessor
    refreshed 4w ago
    view →
  • Polk Treasurer
    refreshed 4w ago
    view →
  • Polk GIS
    no data returned
  • GovEase auction
    refreshed 7/15/2026
    view →
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.