7824.02.233.023 — Polk County parcel 7824.02.233.023
Map of parcel 7824.02.233.023. Center: latitude 41.5984, longitude -93.5781. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Polk County · 2025 tax sale · GovEase lot 508682last year's list
(no address)
None Listed IA None Listed
7824.02.233.023 · alt 040.06047.000.000
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Modeled estimate · not a guarantee
Owed
$97
tax year 2025 · face value
Assessed
$8.3k
total · land + improvements
Value-to-debt
1 : 86strong
$1 of debt secures $86 of asset
Lot
0.12 ac
5,198 sf · 340 ft perimeter
Opportunity
Measured scores — use the one that matches your goal.
Redemption yieldrecommended
If the owner redeems, you keep 2%/mo interest (§447.1) — the investment play.
Base7
Vacant / land only+6
Low assessed value (<$25k)+9
Total22
Acquire the deed
If the owner never redeems, you can acquire the property — the acquisition play.
Base1
Vacant / land only+1
Low assessed value (<$25k)+1
Total3
Risk flagsVacant / land onlyFederal liens not checkedSpecial assessments not checked
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Tax-sale history
2 certificates · Treasurer
Redeemerredeemed 2 of 2 resolved · median 380 days to redeem · 2 delinquent years (2011–2023)
Tax year 2023Redeemedcert 2025-0037
Sold Jun 16, 2025 for $77 · redeemed Jul 17, 2025 (31 days)
Paid $101 to redeem · $4 interest to the certificate holder · by SANTOS CHAVEZ, RICARDO
Tax year 2011Redeemedcert 2011-566-13
Sold Jun 27, 2011 for $106 · redeemed Jun 25, 2013 (729 days)
Paid $88 to redeem · $68 interest to the certificate holder
Who owns it
3 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
SANTOS CHAVEZ, RICARDO
Assessor says…
CHAVEZ, VIRGINIA & SANTOS CHAVEZ, RICARDO
Treasurer says…
SANTOS CHAVEZ, RICARDO
Mailing: SANTOS CHAVEZ, RICARDO 2122 MAPLE ST DES MOINES IA 50317-5249
Property details
Assessor
Location
- City
- None Listed
- Zip
- None Listed
- Jurisdiction
- Des Moines
- District/Parcel
- 040/06047-000-000
- Geoparcel
- 7824-02-233-023
- Status
- Active
- School
- Des Moines
- Nbhd/Pocket
- DM16/Z
- Tax Authority Group
- DEM-C-DEM-770131
- Submarket
- Northeast Des Moines
- Appraiser
- Brett Tierney, 515-286-3019
Land
- Square Feet
- 5,200
- Acres
- 0.119
- Frontage
- 40
- Depth
- 130
- Topography
- Normal
- Shape
- Rectangle
- Vacancy
- Yes
- Unbuildable
- Yes
Lot dimensions
GIS · centroid 41.5984, -93.5781
Acres: 0.119
Lot sqft: 5,198
Perimeter: 340 ft
Title & transfer history
5 transfers · Assessor
Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.
Last market sale
$45,100 · Jan 29, 2024 · to CHAVEZ, VIRGINIASANTOS CHAVEZ, RICARDO
CHAVEZ, VIRGINIASANTOS CHAVEZ, RICARDO ← NEWREZ LLC (Attorney-In-Fact) GMACM HOME EQUITY LOAN TRUST SERIES 2007-HE2 Also Known As SHELLPOINT MORTGAGE SERVICING (Attorney-In-Fact) Also Known As NEW PENN FINANCIAL LLC (Attorney-In-Fact) BANK OF NEW YORK MELLON TRUST COMPANY NA (Trustee) Also Known As JP MORGAN CHASE BANK NA (Trustee)
BANK OF NEW YORK MELLON TRUST COMPANY NA (Trustee)Also Known As JP MORGAN CHASE BANK NA (Trustee)GMACM HOME EQUITY LOAN TRUST SERIES 2007-HE2 ← STODDARD, LENA A (Defendant) SCHNEIDER, KEVIN J (Sheriff) Also Known As MILLER, LENA A (Defendant)
Mar 17, 2006Deed$33,00011614/425 Multiple Parcels
STODDARD, LENA ← FEDERAL HOME LOAN MORTGAGE CORPORATION
Feb 3, 2003Deed$39,4009619/976 Multiple Parcels
BARACH, ANASTASIA K. ← JOHNSON, ALFRED L
May 2, 1992Land contract$16,0006552/502 Multiple Parcels
JONES, BONNIE L ← JOHNSON, ALFRED L
Zoning
1 record · Assessor
| Zoning | Description | SF | Assessor Zoning |
|---|---|---|---|
| N3C | N3c Neighborhood District | — | Residential |
Tax assessment history
16 rolls · Assessor
Assessed value set by the Polk Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
1999
$5,480
$0
$5,480
Residential
~$102
+10.5%
1997
$4,960
$0
$4,960
Residential
~$92
+14.8%
1995
$4,320
$0
$4,320
Residential
~$80
—
Property tax is an estimate — assessed value × Iowa rollback (≈46% residential) × a representative Polk consolidated levy (~$40 per $1,000). Actual bills vary by district and year. Use the county's official tax estimator →
If you bid & win
Lien purchase$97
Interest rate2% / mo (≈24% / yr)
SaleJun 2025
Earliest redemption noticeMar 2027
Earliest deed eligibilityJun 2027
Certificate hard capJun 2028
If redeemed at 12 mo$120+$23 interest
If redeemed at its history avg~380 days → Jul 2026 · 13 mo$122+$25 interest
If taken to deed$8.3k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $2/moschedule
1 year12 mo · $120 total+$23
Redemption notice21 mo · $138 total+$41
Deed eligibility24 mo · $144 total+$47
Hard cap36 mo · $167 total+$70
marks the statutory milestones from the timeline above. Flat 2%/mo on the $97 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.