7824.01.478.004 — Polk County parcel 7824.01.478.004
Map of parcel 7824.01.478.004. Center: latitude 41.5869, longitude -93.5593. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Polk County · 2026 tax sale · GovEase lot 1340last year's list
(no address)
None Listed IA None Listed
7824.01.478.004 · alt 050.03440.000.000
Sold at tax sale · winning bid 100%
Bought by a bidder at the live sale — no longer biddable. Kept for history.
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Modeled estimate · not a guarantee
Owed
$101
tax year 2026 · face value
Assessed
$8.6k
total · land + improvements
Value-to-debt
1 : 85strong
$1 of debt secures $85 of asset
Lot
0.19 ac
8,279 sf · 431 ft perimeter
Opportunity
Measured scores — use the one that matches your goal.
Redemption yieldrecommended
If the owner redeems, you keep 2%/mo interest (§447.1) — the investment play.
Base7
Vacant / land only+6
Low assessed value (<$25k)+9
Chronic (5+ delinquent years)+6
Total28
Acquire the deed
If the owner never redeems, you can acquire the property — the acquisition play.
Base1
Vacant / land only+1
Low assessed value (<$25k)+1
Total3
Risk flagsRepeat delinquentVacant / land onlyFederal liens not checkedSpecial assessments not checked
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Tax-sale history
12 certificates · Treasurer
Chronicredeemed 10 of 10 resolved · median 33 days to redeem · 12 delinquent years (2001–2022)
Tax year 2022Redeemedcert 2024-1424
Sold Jun 17, 2024 for $84 · redeemed Jul 31, 2024 (44 days)
Paid $108 to redeem · $4 interest to the certificate holder · by ZOILA CHAMALE
Tax year 2019Redeemedcert 2019-475
Sold Jun 17, 2019 for $146 · redeemed Jul 9, 2019 (22 days)
Paid $157 to redeem · $7 interest to the certificate holder
Tax year 2016Redeemedcert 2016-418
Sold Jun 27, 2016 for $69 · redeemed Jul 13, 2016 (16 days)
Paid $86 to redeem · $4 interest to the certificate holder
Tax year 2014Redeemedcert 2014-495
Sold Jun 16, 2014 for $65 · redeemed Jul 1, 2014 (15 days)
Paid $81 to redeem · $3 interest to the certificate holder
Tax year 2013Redeemedcert 2013-495
Sold Jun 17, 2013 for $63 · redeemed Jun 27, 2013 (10 days)
Paid $78 to redeem · $2 interest to the certificate holder
Tax year 2012Redeemedcert 2012-533-11
Sold Jun 18, 2012 for $59 · redeemed Jul 6, 2012 (18 days)
Paid $23 to redeem · $3 interest to the certificate holder
Tax year 2010Redeemedcert 2010-743-12
Sold Jun 21, 2010 for $104 · redeemed Mar 18, 2011 (270 days)
Paid $47 to redeem · $27 interest to the certificate holder
Tax year 2009Redeemedcert 2009-1021-09
Sold Jun 15, 2009 for $100 · redeemed Mar 18, 2011 (641 days)
Paid $46 to redeem · $26 interest to the certificate holder
Tax year 2008Redeemedcert 2008-747-15
Sold Jun 16, 2008 for $82 · redeemed Mar 18, 2011 (1005 days)
Paid $94 to redeem · $74 interest to the certificate holder
Tax year 2007Canceledcert 2007-725-07
Sold Jun 18, 2007 for $43
Tax year 2005Canceledcert 2005-825-04
Sold Jun 20, 2005 for $296
Tax year 2001Redeemedcert 2001-3412-02
Sold Jun 18, 2001 for $30 · redeemed Feb 28, 2005 (1351 days)
Paid $20 to redeem
Who owns it
2 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
Assessor says…
CERDA, ANTONIO & CHAMALE, ZOILA
Treasurer says…
CERDA, ANTONIO
Mailing: CERDA TORRES, ANTONIO D 3619 E 43RD CT DES MOINES IA 50317-4061
Property details
Assessor
Location
- City
- None Listed
- Zip
- None Listed
- Jurisdiction
- Des Moines
- District/Parcel
- 050/03440-000-000
- Geoparcel
- 7824-01-478-004
- Status
- Active
- School
- Des Moines
- Nbhd/Pocket
- DM20/Z
- Tax Authority Group
- DEM-C-DEM-770131
- TIF
- 52/DES MOINES SE AGRI BUSINESS PARK UR
- Submarket
- Northeast Des Moines
- Appraiser
- Brett Tierney, 515-286-3019
Land
- Square Feet
- 8,250
- Acres
- 0.189
- Frontage
- 50
- Depth
- 165
- Topography
- Normal
- Shape
- Rectangle
- Vacancy
- Yes
- Unbuildable
- No
Lot dimensions
GIS · centroid 41.5869, -93.5593
Acres: 0.190
Lot sqft: 8,279
Perimeter: 431 ft
Title & transfer history
1 transfer · Assessor
Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.
CERDA, ANTONIOCHAMALE, ZOILA ← CTLAND/US BANK
Zoning
1 record · Assessor
| Zoning | Description | SF | Assessor Zoning |
|---|---|---|---|
| N3C | N3c Neighborhood District | — | Residential |
Tax assessment history
15 rolls · Assessor
Assessed value set by the Polk Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
1999
$510
$0
$510
Residential
$34
Sept: $28
March: $6
+15.9%
1995
$440
$0
$440
Residential
~$8
—
Property tax is the actual net tax billed by the Polk Treasurer (before any late interest or fees). Values prefixed "~" are estimated (assessed × Iowa rollback × consolidated levy) for years not yet billed or predating the online record. Use the county's official tax estimator →
If you bid & win
Lien purchase$101
Interest rate2% / mo (≈24% / yr)
SaleJun 2026
Earliest redemption noticeMar 2028
Earliest deed eligibilityJun 2028
Certificate hard capJun 2029
If redeemed at 12 mo$125+$24 interest
If redeemed at its history avg~339 days → May 2027 · 12 mo$125+$24 interest
If taken to deed$8.6k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $2/moschedule
1 year12 mo · $125 total+$24
Redemption notice21 mo · $143 total+$42
Deed eligibility24 mo · $149 total+$48
Hard cap36 mo · $174 total+$73
marks the statutory milestones from the timeline above. Flat 2%/mo on the $101 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.