7044 LAKE RIDGE AVE — Polk County parcel 7823.31.153.002
Map of parcel 7823.31.153.002. Center: latitude 41.5199, longitude -93.5582. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Polk County · 2026 tax sale · GovEase lot 1340last year's list
7044 LAKE RIDGE AVE
DES MOINES IA 50320
7823.31.153.002 · alt 120.07007.623.027
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Modeled estimate · not a guarantee
Owed
$57
tax year 2026 · face value
Assessed
$4.4k
total · land + improvements
Value-to-debt
1 : 77strong
$1 of debt secures $77 of asset
Lot
0.05 ac
2,130 sf · 212 ft perimeter
Opportunity
Measured scores — use the one that matches your goal.
Redemption yieldrecommended
If the owner redeems, you keep 2%/mo interest (§447.1) — the investment play.
Base7
Vacant / land only+6
Low assessed value (<$25k)+9
Total22
Acquire the deed
If the owner never redeems, you can acquire the property — the acquisition play.
Base1
Vacant / land only+1
Low assessed value (<$25k)+1
Total3
Risk flagsVacant / land onlyFederal liens not checkedSpecial assessments not checkedAbsentee owner
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Tax-sale history
1 certificate · Treasurer
Redeemerredeemed 1 of 1 resolved · median 52 days to redeem · 1 delinquent year (2023)
Tax year 2023Redeemedcert 2025-0029
Sold Jun 16, 2025 for $19 · redeemed Aug 7, 2025 (52 days)
Paid $41 to redeem · $2 interest to the certificate holder · by RAI, RAJ
Who owns it
2 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
Assessor says…
RAI, RAJ & RAI, BISHNU M
Treasurer says…
RAI, RAJ
Mailing: RAI, RAJ 7044 LAKERIDGE AVE DES MOINES IA 50320-1251
Owners of record · Assessor
RAI, RAJTitle Holder2024-03-1919744/953
RAI, BISHNU MTitle Holder2024-03-1919744/953
Property details
Assessor
Location
- Address
- 7044 LAKE RIDGE AVE
- City
- DES MOINES
- Zip
- 50320
- Jurisdiction
- Des Moines
- District/Parcel
- 120/07007-623-027
- Geoparcel
- 7823-31-153-002
- Status
- Active
- School
- Des Moines
- Nbhd/Pocket
- DM97/K
- Tax Authority Group
- DEM-C-DEM-770131
- Submarket
- South Des Moines
- Appraiser
- Andrew Rand, 515-286-3368
Land
- Square Feet
- 2,042
- Acres
- 0.047
- Year Platted
- 2021
- Topography
- Normal
- Shape
- Irregular
- Vacancy
- No
- Unbuildable
- Yes
Lot dimensions
GIS · centroid 41.5199, -93.5582
Acres: 0.049
Lot sqft: 2,130
Perimeter: 212 ft
Title & transfer history
4 transfers · Assessor
Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.
Last market sale
$698,274 · Mar 19, 2024 · to RAI, RAJRAI, BISHNU M
Mar 19, 2024Warranty deed$698,27419744/953
RAI, RAJRAI, BISHNU M ← TANZANITE HOMES COMPANY INC
Mar 19, 2024Quit claim deednon-market transfer19744/952
TANZANITE HOMES COMPANY INC ← KRM DEVELOPMENT LLC
Sep 5, 2023Quit claim deednon-market transfer19589/264
KRM DEVELOPMENT LLC ← TANZANITE HOMES COMPANY INC
May 26, 2021Warranty deed$910,00018552/223
TANZANITE HOMES COMPANY INC ← TIMBERCREST HOMES LLC
Zoning
1 record · Assessor
| Zoning | Description | SF | Assessor Zoning |
|---|---|---|---|
| PUD | PUD Planned Unit Development District | — | Other |
Tax assessment history
3 rolls · Assessor
Assessed value set by the Polk Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
Property tax is the actual net tax billed by the Polk Treasurer (before any late interest or fees). Values prefixed "~" are estimated (assessed × Iowa rollback × consolidated levy) for years not yet billed or predating the online record. Use the county's official tax estimator →
If you bid & win
Lien purchase$57
Interest rate2% / mo (≈24% / yr)
SaleJun 2026
Earliest redemption noticeMar 2028
Earliest deed eligibilityJun 2028
Certificate hard capJun 2029
If redeemed at 12 mo$71+$14 interest
If redeemed at its history avg~52 days → Aug 2026 · 2 mo$59+$2 interest
If taken to deed$4.4k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $1/moschedule
1 year12 mo · $71 total+$14
Redemption notice21 mo · $81 total+$24
Deed eligibility24 mo · $84 total+$27
Hard cap36 mo · $98 total+$41
marks the statutory milestones from the timeline above. Flat 2%/mo on the $57 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.