22622 OAK ST BERNARD — Jackson County parcel 50425238054000
Aerial + parcel
Mapbox Satellite · parcel via Jackson GIS
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Low confidence · limited data for Jackson
Owed
$26
tax year 2026 · face value
Assessed
$2.5k
total · land + improvements
Value-to-debt
1 : 96strong
$1 of debt secures $96 of asset
Lot
0.23 ac
— · —
Opportunity
Measured scores — use the one that matches your goal.
Outcome scores aren't shown for this county yet. The weights are calibrated only where we have dated tax-sale history (Polk today), so we don't fabricate a likelihood elsewhere. The risk flags below still apply.
Risk flagsNo parcel geometryVacant / land onlyFederal liens not checkedSpecial assessments not checkedAbsentee owner
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Current tax installments
Treasurer · live
Iowa property tax is billed in two installments: first (September, delinquent Oct 1) and second (March, delinquent Apr 1).
First Installment(September)
PaidBase due: $13
Net: $14
Paid: $14
Interest begins: 10/01/2025
Second Installment(March)
$6Base due: $13
Net: $18
Paid: $12
Interest: $1
Interest begins: 04/01/2026
Who owns it
2 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
Assessor says…
Berzle, Joseph J
Treasurer says…
Berzle, Joseph J
Mailing: 22624 Oak St, Bernard, IA 52032-9331
Property details
Assessor
Land
- Lot Dimensions Regular Lot:
- 110.00 x 90.00
- Lot Area
- 0.23 Acres; 9,900 SF
Title & transfer history
7 transfers · Assessor
Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.
Last market sale
$7,000 · 8/15/1995 · to HELM, RALPH E. & CHRISTINE
8/15/1995Deed$7,000164-869
HELM, RALPH E. & CHRISTINE ← HEDRICK, WALTER F. & EDNA
6/6/2013Deed$5,5002013-2313
MCDERMOTT, NICOLETTE C. ← HEWETT, TERRY L.
6/23/2009Quit claim deednon-market transfer2009-2482
HEWETT, TERRY L. ← MENADUE, RICHARD L. & SHARON L.
6/1/2017Deed$4,5002017-1985
BERZLE, JOSEPH J. ← MCDERMOTT, NICOLETTE C.
5/6/2020Documentnon-market transfer20-1711
RE: BERZLE ← —
12/8/2004Deed$17,5002004-5434
MENADUE, RICHARD L. & SHARON L. (JT) ← HELM, RALPH E. & CHRISTINE
10/11/2012Quit claim deednon-market transfer2012-4300
HEWETT, TERRY L. ← STECKEL, CAROLYN E.
Photos
1 · Assessor
More assessor data
Assessor
Summary
- Parcel ID
- 050425238054000
- Property Address
- 22622 Oak StBernard
- Sec/Twp/Rng
- 25-86-1
- Brief Legal Description
- LOTS 3 & 4 BLK 1 UNIT 3 LEISURE LAKE EST
- Document(s)
- SUR: 20-1711- (2020-05-08)DED: 2017-1985 (2017-06-06)
- Exempt Acres
- N/A
- Net Acres
- 0.00
- Class
- R - Residential
- Tax District
- BUTLER TWP WESTERN DUBUQUE SCHOOL
- School District
- WEST DUB SCHOOL
Tax History
| Year | Due Date | Amount | Paid | Date Paid | Receipt |
|---|---|---|---|---|---|
| 2024 | March 2026 September 2025 | $13 $13 | No Yes | 2025-10-09 2025-10-09 | 2526 |
| 2023 | March 2025 September 2024 | $13 $13 | Yes Yes | 2024-09-12 2024-09-12 | 1973 |
| 2022 | March 2024 September 2023 | $15 $15 | Yes Yes | 2023-09-05 2023-09-05 | 1956 |
| 2021 | March 2023 September 2022 | $15 $15 | Yes Yes | 2022-09-14 2022-09-14 | 1957 |
| 2020 | March 2022 September 2021 | $16 $16 | Yes Yes | 2021-08-26 2021-08-26 | 1958 |
| 2019 | March 2021 September 2020 | $15 $15 | Yes Yes | 2020-08-27 2020-08-27 | 1961 |
| 2018 | March 2020 September 2019 | $16 $16 | Yes Yes | 2019-09-04 2019-09-04 | 1953 |
| 2017 | March 2019 September 2018 | $15 $15 | Yes Yes | 2018-09-05 2018-09-05 | 1950 |
| 2016 | March 2018 September 2017 | $16 $16 | Yes Yes | 2017-09-01 2017-09-01 | 2495 |
Tax assessment history
5 rolls · Assessor
Assessed value set by the Jackson Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
2026
$2,500
—
$2,500
R - Residential
~$41
0.0%
2025
$2,500
—
$2,500
R - Residential
~$41
0.0%
2024
$2,500
—
$2,500
R - Residential
~$41
0.0%
2023
$2,500
—
$2,500
R - Residential
~$41
0.0%
2022
$2,500
—
$2,500
R - Residential
~$41
—
Property tax is an estimate — assessed value × Iowa rollback (≈46% residential) × a representative Jackson consolidated levy (~$40 per $1,000). Actual bills vary by district and year.
If you bid & win
Lien purchase$26
Interest rate2% / mo (≈24% / yr)
SaleJun 2026
Earliest redemption noticeMar 2028
Earliest deed eligibilityJun 2028
Certificate hard capJun 2029
If redeemed at 12 mo$32+$6 interest
If taken to deed$2.5k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $1/moschedule
1 year12 mo · $32 total+$6
Redemption notice21 mo · $37 total+$11
Deed eligibility24 mo · $38 total+$12
Hard cap36 mo · $45 total+$19
marks the statutory milestones from the timeline above. Flat 2%/mo on the $26 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.