9907 ELM ST BERNARD — Jackson County parcel 50425233003000
Aerial + parcel
Mapbox Satellite · parcel via Jackson GIS
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Low confidence · limited data for Jackson
Owed
$42
tax year 2026 · face value
Assessed
$1.5k
total · land + improvements
Value-to-debt
1 : 36strong
$1 of debt secures $36 of asset
Lot
0.23 ac
— · —
Opportunity
Measured scores — use the one that matches your goal.
Outcome scores aren't shown for this county yet. The weights are calibrated only where we have dated tax-sale history (Polk today), so we don't fabricate a likelihood elsewhere. The risk flags below still apply.
Risk flagsNo parcel geometryVacant / land onlyFederal liens not checkedSpecial assessments not checkedAbsentee owner
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Current tax installments
Treasurer · live
Iowa property tax is billed in two installments: first (September, delinquent Oct 1) and second (March, delinquent Apr 1).
First Installment(September)
$13Base due: $8
Net: $13
Interest: $1
Interest begins: 10/01/2025
Second Installment(March)
$9Base due: $8
Net: $9
Interest: $1
Interest begins: 04/01/2026
Who owns it
3 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
Calsyn, Anna Marie & Pope, Jeff & Rhonda
Assessor says…
Calsyn, Anna Marie & Pope, Jeff & Rhonda
Treasurer says…
Calsyn, Anna Marie &
Mailing: 17119 Gardners Ln, Dubuque, IA 52001-8218
Property details
Assessor
Land
- Lot Dimensions Regular Lot:
- 55.00 x 180.00
- Lot Area
- 0.23 Acres; 9,900 SF
Title & transfer history
2 transfers · Assessor
Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.
Last market sale
$1,500 · 8/18/2000 · to POPE, JEFF & RHONDA (JT)
8/18/2000Deed$1,5002000-2831
POPE, JEFF & RHONDA (JT) ← CALSYN, STANLEY A. & JANICE
7/7/2000Deednon-market transfer2000-2293
CALSYN, STANLEY A. & JANICE ← CALSYN, DENNIS R. ET AL
Photos
1 · Assessor
More assessor data
Assessor
Summary
- Parcel ID
- 050425233003000
- Property Address
- 9907 Elm StBernard
- Sec/Twp/Rng
- 25-86-1
- Brief Legal Description
- LOTS 3 & 14 BLK 13 UNIT 2 LEISURE LAKE EST
- Document(s)
- DED: 2000-2831 (2000-08-18)
- Exempt Acres
- N/A
- Net Acres
- 0.00
- Class
- R - Residential
- Tax District
- BUTLER TWP WESTERN DUBUQUE SCHOOL
- School District
- WEST DUB SCHOOL
Tax History
| Year | Due Date | Amount | Paid | Date Paid | Receipt |
|---|---|---|---|---|---|
| 2024 | March 2026 September 2025 | $8 $8 | No No | — | 2846 |
| 2023 | March 2025 September 2024 | $8 $8 | Yes Yes | 2025-06-16 2025-06-16 | 2015 |
| 2022 | March 2024 September 2023 | $9 $9 | Yes Yes | 2024-06-11 2024-06-11 | 1997 |
| 2021 | March 2023 September 2022 | $9 $9 | Yes Yes | 2022-09-06 2022-09-06 | 2000 |
| 2020 | March 2022 September 2021 | $9 $9 | Yes Yes | 2021-09-12 2021-09-12 | 2000 |
| 2019 | March 2021 September 2020 | $9 $9 | Yes Yes | 2020-08-25 2020-08-25 | 2003 |
| 2018 | March 2020 September 2019 | $9 $9 | Yes Yes | 2019-09-09 2019-09-09 | 1994 |
| 2017 | March 2019 September 2018 | $9 $9 | Yes Yes | 2018-11-07 2018-11-07 | 1991 |
| 2016 | March 2018 September 2017 | $10 $10 | Yes Yes | 2018-06-04 2017-12-11 | 2812 |
Tax assessment history
5 rolls · Assessor
Assessed value set by the Jackson Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
2026
$1,500
—
$1,500
R - Residential
~$24
0.0%
2025
$1,500
—
$1,500
R - Residential
~$24
0.0%
2024
$1,500
—
$1,500
R - Residential
~$24
0.0%
2023
$1,500
—
$1,500
R - Residential
~$24
0.0%
2022
$1,500
—
$1,500
R - Residential
~$24
—
Property tax is an estimate — assessed value × Iowa rollback (≈46% residential) × a representative Jackson consolidated levy (~$40 per $1,000). Actual bills vary by district and year.
If you bid & win
Lien purchase$42
Interest rate2% / mo (≈24% / yr)
SaleJun 2026
Earliest redemption noticeMar 2028
Earliest deed eligibilityJun 2028
Certificate hard capJun 2029
If redeemed at 12 mo$52+$10 interest
If taken to deed$1.5k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $1/moschedule
1 year12 mo · $52 total+$10
Redemption notice21 mo · $60 total+$18
Deed eligibility24 mo · $62 total+$20
Hard cap36 mo · $72 total+$30
marks the statutory milestones from the timeline above. Flat 2%/mo on the $42 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.