24203 RIDGE RD BERNARD — Jackson County parcel 50424431061000
Aerial + parcel
Mapbox Satellite · parcel via Jackson GIS
Jackson County · 2026 tax sale · GovEase lot 1365last year's list
24203 RIDGE RD BERNARD
50424431061000
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Low confidence · limited data for Jackson
Owed
$554
tax year 2026 · face value
Assessed
$50k
total · land + improvements
Value-to-debt
1 : 90strong
$1 of debt secures $90 of asset
Lot
—
— · —
Opportunity
Measured scores — use the one that matches your goal.
Outcome scores aren't shown for this county yet. The weights are calibrated only where we have dated tax-sale history (Polk today), so we don't fabricate a likelihood elsewhere. The risk flags below still apply.
Risk flagsNo parcel geometryFederal liens not checkedSpecial assessments not checkedOwner's mail goes to the property
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Current tax installments
Treasurer · live
Iowa property tax is billed in two installments: first (September, delinquent Oct 1) and second (March, delinquent Apr 1).
First Installment(September)
$276Base due: $243
Net: $276
Interest: $29
Interest begins: 10/01/2025
Second Installment(March)
$250Base due: $243
Net: $250
Interest: $7
Interest begins: 04/01/2026
Who owns it
3 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
Gerdemann-Campbell, Susan E
Assessor says…
Gerdemann-Campbell, Susan E
Treasurer says…
Gerdemann-Campbell, Susan E
Mailing: 24203 Ridge Rd, Bernard, IA 52032-9250
Property details
Assessor
Land
- Lot Dimensions
- Regular Lot: x
What's on it
Assessor · refreshed 6w ago
Style
Mfd Home (Multi-Section)
Year
1985
Sq ft
1,248
Beds/Baths
3 above; 0 below/—
Building & structure detail
1 record · Assessor
Residential Dwellings
- Occupancy
- Mfd Home Housing
- Style
- Mfd Home (Multi-Section)
- Architectural Style
- N/A
- Year Built
- 1985
- Exterior Material
- Vert Wd
- Total Gross Living Area
- 1,248 SF
- Attic Type
- None;
- Number of Rooms
- 5 above; 0 below
- Number of Bedrooms
- 3 above; 0 below
- Basement Area Type
- Pier Only
- Plumbing
- 1 Standard Bath - 3 Fixt;
- Central Air
- No
- Heat
- FHA - Gas
- Fireplaces
- 1 Freestanding;
- Decks
- Wood Deck (616 SF); Fbgls/Mtl Roof (180 SF); Wood Deck (120 SF); Fbgls/Mtl Roof (120 SF);
- Functional Obso. %
- 15
- Economic Obso. %
- 0
- Other Obso. %
- 0
- Obsolescence Reasons
- Other
Title & transfer history
1 transfer · Assessor
Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.
Last market sale
$4,500 · 6/26/2007 · to GERDEMANN-CAMPBELL, SUSAN E.
6/26/2007Deed$4,5002007-2955
GERDEMANN-CAMPBELL, SUSAN E. ← LEISURE LAKE, INC
Photos
1 · Assessor
More assessor data
Assessor
Summary
- Parcel ID
- 050424431061000
- Property Address
- 24203 Ridge RdBernard
- Sec/Twp/Rng
- 24-86-1
- Brief Legal Description
- LOTS 5,6,7,8,9,36, 37,38 & 39 BLK 5 UNIT 4 LEISURE LAKE ESTATES ADD
- Document(s)
- DED: 2007-2955 (2007-06-26)
- Exempt Acres
- N/A
- Net Acres
- 0.00
- Class
- R - Residential
- Tax District
- BUTLER TWP WESTERN DUBUQUE SCHOOL
- School District
- WEST DUB SCHOOL
Residential Dwellings
- Occupancy
- Mfd Home Housing
- Style
- Mfd Home (Multi-Section)
- Architectural Style
- N/A
- Year Built
- 1985
- Exterior Material
- Vert Wd
- Total Gross Living Area
- 1,248 SF
- Attic Type
- None;
- Number of Rooms
- 5 above; 0 below
- Number of Bedrooms
- 3 above; 0 below
- Basement Area Type
- Pier Only
- Plumbing
- 1 Standard Bath - 3 Fixt;
- Central Air
- No
- Heat
- FHA - Gas
- Fireplaces
- 1 Freestanding;
- Decks
- Wood Deck (616 SF); Fbgls/Mtl Roof (180 SF); Wood Deck (120 SF); Fbgls/Mtl Roof (120 SF);
- Functional Obso. %
- 15
- Economic Obso. %
- 0
- Other Obso. %
- 0
- Obsolescence Reasons
- Other
Tax History
| Year | Due Date | Amount | Paid | Date Paid | Receipt |
|---|---|---|---|---|---|
| 2024 | March 2026 September 2025 | $243 $243 | No No | — | 2814 |
| 2023 | March 2025 September 2024 | $236 $236 | Yes Yes | 2025-04-11 2025-04-11 | 2184 |
| 2022 | March 2024 September 2023 | $155 $155 | Yes Yes | 2024-05-10 2024-05-10 | 2166 |
| 2021 | March 2023 September 2022 | $153 $153 | Yes Yes | 2022-11-18 2022-11-18 | 2171 |
| 2020 | March 2022 September 2021 | $131 $131 | Yes Yes | 2021-11-18 2021-11-18 | 2168 |
| 2019 | March 2021 September 2020 | $128 $128 | Yes Yes | 2021-05-03 2021-05-03 | 2171 |
| 2018 | March 2020 September 2019 | $133 $133 | Yes Yes | 2020-05-19 2020-05-19 | 2160 |
| 2017 | March 2019 September 2018 | $128 $128 | Yes Yes | 2019-06-13 2019-06-13 | 2152 |
| 2016 | March 2018 September 2017 | $134 $134 | Yes Yes | 2018-06-07 2018-06-07 | 2781 |
Tax assessment history
5 rolls · Assessor
Assessed value set by the Jackson Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
2026
$8,300
$41,300
$49,600
R - Residential
~$805
0.0%
2025
$8,300
$41,300
$49,600
R - Residential
~$805
−10.6%
2024
$8,300
$47,200
$55,500
R - Residential
~$901
0.0%
2023
$8,300
$47,200
$55,500
R - Residential
~$901
+61.3%
2022
$8,300
$26,100
$34,400
R - Residential
~$559
—
Property tax is an estimate — assessed value × Iowa rollback (≈46% residential) × a representative Jackson consolidated levy (~$40 per $1,000). Actual bills vary by district and year.
If you bid & win
Lien purchase$554
Interest rate2% / mo (≈24% / yr)
SaleJun 2026
Earliest redemption noticeMar 2028
Earliest deed eligibilityJun 2028
Certificate hard capJun 2029
If redeemed at 12 mo$687+$133 interest
If taken to deed$50k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $11/moschedule
1 year12 mo · $687 total+$133
Redemption notice21 mo · $787 total+$233
Deed eligibility24 mo · $820 total+$266
Hard cap36 mo · $953 total+$399
marks the statutory milestones from the timeline above. Flat 2%/mo on the $554 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.