22052 SPRUCE ST BERNARD — Jackson County parcel 290530109005000
Map of parcel 290530109005000. Center: latitude 42.2336, longitude -90.7805. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Jackson County · 2026 tax sale · GovEase lot 1365last year's list
22052 SPRUCE ST BERNARD
290530109005000
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Low confidence · limited data for Jackson
Owed
$61
tax year 2026 · face value
Assessed
$3k
total · land + improvements
Value-to-debt
1 : 49strong
$1 of debt secures $49 of asset
Lot
0.27 ac
11,853 sf · 520 ft perimeter
Opportunity
Measured scores — use the one that matches your goal.
Outcome scores aren't shown for this county yet. The weights are calibrated only where we have dated tax-sale history (Polk today), so we don't fabricate a likelihood elsewhere. The risk flags below still apply.
Risk flagsGIS boundaries from 2017Vacant / land onlyFederal liens not checkedSpecial assessments not checkedAbsentee owner
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Current tax installments
Treasurer · live
Iowa property tax is billed in two installments: first (September, delinquent Oct 1) and second (March, delinquent Apr 1).
First Installment(September)
$23Base due: $17
Net: $23
Interest: $2
Interest begins: 10/01/2025
Second Installment(March)
$18Base due: $17
Net: $18
Interest: $1
Interest begins: 04/01/2026
Who owns it
3 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
Quad City Area Youth For Christ
Assessor says…
Quad City Area Youth For Christ
Treasurer says…
Quad City Area Youth For Christ
Mailing: 1431 N Ripley St, Davenport, IA 52803-4814
Property details
Assessor
Land
- Lot Dimensions
- Regular Lot: x
Lot dimensions
GIS · centroid 42.2336, -90.7805
Acres: 0.272
Lot sqft: 11,853
Perimeter: 520 ft
Title & transfer history
1 transfer · Assessor
Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.
8/12/1998Deednon-market transfer1998-3241
QUAD CITY AREA YOUTH FOR CHRIST ← BURDICK, GEORGE & BEULAH L.
Photos
1 · Assessor
More assessor data
Assessor
Summary
- Parcel ID
- 290530109005000
- Property Address
- 22052 Spruce StBernard
- Sec/Twp/Rng
- 30-86-2
- Brief Legal Description
- LOT 15 BLK 1 UNIT 1 LEISURE LAKE EST
- Document(s)
- DED: 1998-3241 (1998-09-03)
- Exempt Acres
- N/A
- Net Acres
- 0.00
- Class
- R - Residential
- Tax District
- OTTER CREEK TWP MAQUOKETA SCHOOL
- School District
- MAQUOKETA SCH
Tax History
| Year | Due Date | Amount | Paid | Date Paid | Receipt |
|---|---|---|---|---|---|
| 2024 | March 2026 September 2025 | $17 $17 | No No | — | 8948 |
| 2023 | March 2025 September 2024 | $0 $0 | N/A N/A | — | 8936 |
| 2022 | March 2024 September 2023 | $0 $0 | N/A N/A | — | 8902 |
| 2021 | March 2023 September 2022 | $0 $0 | N/A N/A | — | 8897 |
| 2020 | March 2022 September 2021 | $0 $0 | N/A N/A | — | 8879 |
| 2019 | March 2021 September 2020 | $0 $0 | N/A N/A | — | 8863 |
| 2018 | March 2020 September 2019 | $0 $0 | N/A N/A | — | 8846 |
| 2017 | March 2019 September 2018 | $0 $0 | N/A N/A | — | 8815 |
| 2016 | March 2018 September 2017 | $0 $0 | N/A N/A | — | 8800 |
Tax assessment history
5 rolls · Assessor
Assessed value set by the Jackson Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
2026
$3,000
—
$3,000
R - Residential
~$49
0.0%
2025
$3,000
—
$3,000
R - Residential
~$49
0.0%
2024
$3,000
—
$3,000
R - Residential
~$49
0.0%
2023
$3,000
—
$3,000
R - Residential
~$49
0.0%
2022
$3,000
—
$3,000
R - Residential
~$49
—
Property tax is an estimate — assessed value × Iowa rollback (≈46% residential) × a representative Jackson consolidated levy (~$40 per $1,000). Actual bills vary by district and year.
If you bid & win
Lien purchase$61
Interest rate2% / mo (≈24% / yr)
SaleJun 2026
Earliest redemption noticeMar 2028
Earliest deed eligibilityJun 2028
Certificate hard capJun 2029
If redeemed at 12 mo$76+$15 interest
If taken to deed$3k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $1/moschedule
1 year12 mo · $76 total+$15
Redemption notice21 mo · $87 total+$26
Deed eligibility24 mo · $90 total+$29
Hard cap36 mo · $105 total+$44
marks the statutory milestones from the timeline above. Flat 2%/mo on the $61 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.