10201 LOCUST ST BERNARD — Jackson County parcel 290530103024000
Map of parcel 290530103024000. Center: latitude 42.2354, longitude -90.7802. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Jackson County · 2026 tax sale · GovEase lot 1365last year's list
10201 LOCUST ST BERNARD
290530103024000
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Low confidence · limited data for Jackson
Owed
$541
tax year 2026 · face value
Assessed
$37k
total · land + improvements
Value-to-debt
1 : 68strong
$1 of debt secures $68 of asset
Lot
0.29 ac
12,579 sf · 501 ft perimeter
Opportunity
Measured scores — use the one that matches your goal.
Outcome scores aren't shown for this county yet. The weights are calibrated only where we have dated tax-sale history (Polk today), so we don't fabricate a likelihood elsewhere. The risk flags below still apply.
Risk flagsGIS boundaries from 2017Federal liens not checkedSpecial assessments not checkedAbsentee owner
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Current tax installments
Treasurer · live
Iowa property tax is billed in two installments: first (September, delinquent Oct 1) and second (March, delinquent Apr 1).
First Installment(September)
$273Base due: $237
Net: $273
Interest: $32
Interest begins: 10/01/2025
Second Installment(March)
$248Base due: $237
Net: $248
Interest: $11
Interest begins: 04/01/2026
Who owns it
2 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
Assessor says…
Mullady, Bill J PO Box
Treasurer says…
Mullady, Bill J
Mailing: PO Box 792, Maquoketa, IA 52060-0792
Property details
Assessor
Land
- Lot Dimensions Regular Lot:
- 70.00 x 180.00
- Lot Area
- 0.29 Acres; 12,600 SF
Lot dimensions
GIS · centroid 42.2354, -90.7802
Acres: 0.289
Lot sqft: 12,579
Perimeter: 501 ft
What's on it
Assessor · refreshed 4w ago
Style
1 Story Frame
Year
1982
Sq ft
432
Beds/Baths
1 above; 0 below/—
Building & structure detail
1 record · Assessor
Residential Dwellings
- Occupancy
- Single-Family / Owner Occupied
- Style
- 1 Story Frame
- Architectural Style
- N/A
- Year Built
- 1982
- Exterior Material
- Alum
- Total Gross Living Area
- 432 SF
- Attic Type
- None;
- Number of Rooms
- 2 above; 0 below
- Number of Bedrooms
- 1 above; 0 below
- Basement Area Type
- Pier Only
- Plumbing
- 1 Standard Bath - 3 Fixt;
- Central Air
- No
- Heat
- No
- Decks
- Wood Deck (144 SF); Asph/Wd Roof OH (144 SF);
- Functional Obso. %
- 20
- Economic Obso. %
- 0
- Other Obso. %
- 0
- Obsolescence Reasons
- Architec/DesignHVAC
Title & transfer history
6 transfers · Assessor
Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.
Last market sale
$1,000 · 7/27/1978 · to MULLADY, BERNARD & BETTY (JT)
8/20/1987Deednon-market transfer150-370
MULLADY, BERNARD & BETTY (JT) ← MCCOLLAM, ROBERT L. & DONNA L.
8/2/1993Documentnon-market transfer161-747
MULLADY, BETTY ANN (ELIZABETH) ← MULLADY, BERNARD E. ESTATE
8/14/2017Deednon-market transfer2017-3594
MULLADY, BILL J. ← MULLADY, BETTY & BARBARA
7/27/1978Deed$1,000130-39
MULLADY, BERNARD & BETTY (JT) ← MCCOLLAM, ROBERT L. & DONNA L.
6/14/1978Deednon-market transfer129-450
MCCOLLAM, ROBERT L. OR DONNA L. (JT) ← LEISURE LAKE, INC.
2/18/2002Deednon-market transfer2002-856
MULLADY, BETTY & BARBARA (JT) ← MULLADY, BETTY AKA ELIZABETH A
Photos
1 · Assessor
More assessor data
Assessor
Summary
- Parcel ID
- 290530103024000
- Property Address
- 10201 Locust StBernard
- Sec/Twp/Rng
- 30-86-2
- Brief Legal Description
- LOTS 26 & 50 SCHWENKER'S 3RD ADD SURV 1A-117
- Document(s)
- DED: 2017-3594 (2017-10-09)
- Exempt Acres
- N/A
- Net Acres
- 0.00
- Class
- R - Residential
- Tax District
- OTTER CREEK TWP MAQUOKETA SCHOOL
- School District
- MAQUOKETA SCH
Residential Dwellings
- Occupancy
- Single-Family / Owner Occupied
- Style
- 1 Story Frame
- Architectural Style
- N/A
- Year Built
- 1982
- Exterior Material
- Alum
- Total Gross Living Area
- 432 SF
- Attic Type
- None;
- Number of Rooms
- 2 above; 0 below
- Number of Bedrooms
- 1 above; 0 below
- Basement Area Type
- Pier Only
- Plumbing
- 1 Standard Bath - 3 Fixt;
- Central Air
- No
- Heat
- No
- Decks
- Wood Deck (144 SF); Asph/Wd Roof OH (144 SF);
- Functional Obso. %
- 20
- Economic Obso. %
- 0
- Other Obso. %
- 0
- Obsolescence Reasons
- Architec/DesignHVAC
Tax History
| Year | Due Date | Amount | Paid | Date Paid | Receipt |
|---|---|---|---|---|---|
| 2024 | March 2026 September 2025 | $237 $237 | No No | — | 9063 |
| 2023 | March 2025 September 2024 | $232 $232 | Yes Yes | 2024-10-18 2024-10-18 | 8851 |
| 2022 | March 2024 September 2023 | $212 $212 | Yes Yes | 2024-06-18 2024-06-18 | 8820 |
| 2021 | March 2023 September 2022 | $206 $206 | Yes Yes | 2023-04-27 2022-11-29 | 8812 |
| 2020 | March 2022 September 2021 | $184 $184 | Yes Yes | 2022-03-29 2021-09-28 | 8793 |
| 2019 | March 2021 September 2020 | $181 $181 | Yes Yes | 2021-06-14 2020-11-18 | 8782 |
| 2018 | March 2020 September 2019 | $183 $183 | Yes Yes | 2020-11-18 2020-01-27 | 8754 |
| 2017 | March 2019 September 2018 | $176 $176 | Yes Yes | 2019-06-17 2018-09-30 | 8733 |
| 2016 | March 2018 September 2017 | $164 $164 | Yes Yes | 2018-05-21 2017-10-02 | 8916 |
Tax assessment history
5 rolls · Assessor
Assessed value set by the Jackson Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
2026
$3,900
$32,700
$36,600
R - Residential
~$594
0.0%
2025
$3,900
$32,700
$36,600
R - Residential
~$594
−10.1%
2024
$3,900
$36,800
$40,700
R - Residential
~$661
0.0%
2023
$3,900
$36,800
$40,700
R - Residential
~$661
+28.8%
2022
$3,900
$27,700
$31,600
R - Residential
~$513
—
Property tax is an estimate — assessed value × Iowa rollback (≈46% residential) × a representative Jackson consolidated levy (~$40 per $1,000). Actual bills vary by district and year.
If you bid & win
Lien purchase$541
Interest rate2% / mo (≈24% / yr)
SaleJun 2026
Earliest redemption noticeMar 2028
Earliest deed eligibilityJun 2028
Certificate hard capJun 2029
If redeemed at 12 mo$671+$130 interest
If taken to deed$37k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $11/moschedule
1 year12 mo · $671 total+$130
Redemption notice21 mo · $768 total+$227
Deed eligibility24 mo · $801 total+$260
Hard cap36 mo · $931 total+$390
marks the statutory milestones from the timeline above. Flat 2%/mo on the $541 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.