10106 LOCUST ST BERNARD — Jackson County parcel 290530102022000
Map of parcel 290530102022000. Center: latitude 42.2360, longitude -90.7804. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Jackson County · 2026 tax sale · GovEase lot 1365last year's list
10106 LOCUST ST BERNARD
290530102022000
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Low confidence · limited data for Jackson
Owed
$451
tax year 2026 · face value
Assessed
$55k
total · land + improvements
Value-to-debt
1 : 123strong
$1 of debt secures $123 of asset
Lot
0.63 ac
27,427 sf · 715 ft perimeter
Opportunity
Measured scores — use the one that matches your goal.
Outcome scores aren't shown for this county yet. The weights are calibrated only where we have dated tax-sale history (Polk today), so we don't fabricate a likelihood elsewhere. The risk flags below still apply.
Risk flagsGIS boundaries from 2017Federal liens not checkedSpecial assessments not checkedAbsentee owner
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Current tax installments
Treasurer · live
Iowa property tax is billed in two installments: first (September, delinquent Oct 1) and second (March, delinquent Apr 1).
First Installment(September)
$226Base due: $196
Net: $226
Interest: $26
Interest begins: 10/01/2025
Second Installment(March)
$205Base due: $196
Net: $205
Interest: $9
Interest begins: 04/01/2026
Who owns it
2 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
Assessor says…
Mullady, Bill J PO Box
Treasurer says…
Mullady, Bill J
Mailing: PO Box 792, Maquoketa, IA 52060-0792
Property details
Assessor
Land
- Lot Dimensions
- Regular Lot: x
Lot dimensions
GIS · centroid 42.2360, -90.7804
Acres: 0.630
Lot sqft: 27,427
Perimeter: 715 ft
What's on it
Assessor · refreshed 4w ago
Style
1 Story Frame
Year
1975
Sq ft
768
Beds/Baths
2 above; 0 below/—
Building & structure detail
1 record · Assessor
Residential Dwellings
- Occupancy
- Single-Family / Owner Occupied
- Style
- 1 Story Frame
- Architectural Style
- N/A
- Year Built
- 1975
- Exterior Material
- Vert Wd
- Total Gross Living Area
- 768 SF
- Attic Type
- None;
- Number of Rooms
- 3 above; 0 below
- Number of Bedrooms
- 2 above; 0 below
- Basement Area Type
- Pier Only
- Plumbing
- 1 Standard Bath - 3 Fixt;
- Central Air
- No
- Heat
- Elec - Basebd
- Fireplaces
- 1 Freestanding;
- Decks
- Wood Deck (352 SF);
- Functional Obso. %
- 15
- Economic Obso. %
- 0
- Other Obso. %
- 10
- Obsolescence Reasons
- Architec/DesignCondition
Title & transfer history
2 transfers · Assessor
Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.
5/15/2002Deednon-market transfer2002-2207
MULLADY, BILL J. ← MULLADY, BETTY & BARBARA (JT)
2/18/2002Deednon-market transfer2002-856
MULLADY, BETTY & BARBARA (JT) ← MULLADY, BETTY AKA ELIZABETH A
Photos
1 · Assessor
More assessor data
Assessor
Summary
- Parcel ID
- 290530102022000
- Property Address
- 10106 Locust StBernard
- Sec/Twp/Rng
- 30-86-2
- Brief Legal Description
- LOTS 19 & 20 SCHWENKER'S 3RD ADD SURV 1A-117 & LOTS 17 & 18 SCHWENKER'S 13TH ADD
- Document(s)
- DED: 2002-2207 (2002-05-15)
- Exempt Acres
- N/A
- Net Acres
- 0.00
- Class
- R - Residential
- Tax District
- OTTER CREEK TWP MAQUOKETA SCHOOL
- School District
- MAQUOKETA SCH
Residential Dwellings
- Occupancy
- Single-Family / Owner Occupied
- Style
- 1 Story Frame
- Architectural Style
- N/A
- Year Built
- 1975
- Exterior Material
- Vert Wd
- Total Gross Living Area
- 768 SF
- Attic Type
- None;
- Number of Rooms
- 3 above; 0 below
- Number of Bedrooms
- 2 above; 0 below
- Basement Area Type
- Pier Only
- Plumbing
- 1 Standard Bath - 3 Fixt;
- Central Air
- No
- Heat
- Elec - Basebd
- Fireplaces
- 1 Freestanding;
- Decks
- Wood Deck (352 SF);
- Functional Obso. %
- 15
- Economic Obso. %
- 0
- Other Obso. %
- 10
- Obsolescence Reasons
- Architec/DesignCondition
Tax History
| Year | Due Date | Amount | Paid | Date Paid | Receipt |
|---|---|---|---|---|---|
| 2024 | March 2026 September 2025 | $196 $196 | No No | — | 9060 |
| 2023 | March 2025 September 2024 | $228 $228 | Yes Yes | 2024-10-18 2024-10-18 | 8850 |
| 2022 | March 2024 September 2023 | $305 $305 | Yes Yes | 2024-06-18 2024-06-18 | 8819 |
| 2021 | March 2023 September 2022 | $297 $297 | Yes Yes | 2023-04-27 2022-11-29 | 8811 |
| 2020 | March 2022 September 2021 | $282 $282 | Yes Yes | 2022-03-29 2021-09-28 | 8792 |
| 2019 | March 2021 September 2020 | $277 $277 | Yes Yes | 2021-06-14 2020-11-18 | 8781 |
| 2018 | March 2020 September 2019 | $281 $281 | Yes Yes | 2020-11-18 2020-01-27 | 8753 |
| 2017 | March 2019 September 2018 | $271 $271 | Yes Yes | 2019-06-17 2018-09-30 | 8732 |
| 2016 | March 2018 September 2017 | $240 $240 | Yes Yes | 2018-03-31 2017-10-09 | 8913 |
Tax assessment history
5 rolls · Assessor
Assessed value set by the Jackson Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
2026
$8,200
$47,100
$55,300
R - Residential
~$898
0.0%
2025
$8,200
$47,100
$55,300
R - Residential
~$898
−3.8%
2024
$8,200
$49,300
$57,500
R - Residential
~$934
0.0%
2023
$8,200
$49,300
$57,500
R - Residential
~$934
+26.7%
2022
$8,200
$37,200
$45,400
R - Residential
~$737
—
Property tax is an estimate — assessed value × Iowa rollback (≈46% residential) × a representative Jackson consolidated levy (~$40 per $1,000). Actual bills vary by district and year.
If you bid & win
Lien purchase$451
Interest rate2% / mo (≈24% / yr)
SaleJun 2026
Earliest redemption noticeMar 2028
Earliest deed eligibilityJun 2028
Certificate hard capJun 2029
If redeemed at 12 mo$559+$108 interest
If taken to deed$55k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $9/moschedule
1 year12 mo · $559 total+$108
Redemption notice21 mo · $640 total+$189
Deed eligibility24 mo · $667 total+$216
Hard cap36 mo · $776 total+$325
marks the statutory milestones from the timeline above. Flat 2%/mo on the $451 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.