10104 ELM ST BERNARD — Jackson County parcel 290530101008000
Map of parcel 290530101008000. Center: latitude 42.2365, longitude -90.7807. Use arrow keys to pan and the plus/minus keys to zoom once focused.
Jackson County · 2026 tax sale · GovEase lot 1365last year's list
10104 ELM ST BERNARD
290530101008000
Redemption likelihoodHigh
Likely to redeem — favors the interest-yield play.
Low confidence · limited data for Jackson
Owed
$71
tax year 2026 · face value
Assessed
$7.3k
total · land + improvements
Value-to-debt
1 : 103strong
$1 of debt secures $103 of asset
Lot
0.28 ac
12,324 sf · 520 ft perimeter
Opportunity
Measured scores — use the one that matches your goal.
Outcome scores aren't shown for this county yet. The weights are calibrated only where we have dated tax-sale history (Polk today), so we don't fabricate a likelihood elsewhere. The risk flags below still apply.
Risk flagsGIS boundaries from 2017Vacant / land onlyFederal liens not checkedSpecial assessments not checkedAbsentee owner
Flags reflect only what public county data exposes — an absent flag is not a guarantee. Items marked "not checked" need manual verification.
Current tax installments
Treasurer · live
Iowa property tax is billed in two installments: first (September, delinquent Oct 1) and second (March, delinquent Apr 1).
First Installment(September)
PaidBase due: $45
Net: $48
Paid: $48
Interest begins: 10/01/2025
Second Installment(March)
$51Base due: $45
Net: $51
Interest: $2
Interest begins: 04/01/2026
Who owns it
3 sources agree on identity
Owner names as reported by independent public records — discrepancies may indicate recent transfers or data lag.
Auction list says…
McGinnis, Shannon M & Shawna N
Assessor says…
Mcginnis, Shannon M & Shawna N
Treasurer says…
McGinnis, Shannon M & Shawna N
Mailing: 781 W Walcott Rd Lot 104, Walcott, IA 52773-8510
Property details
Assessor
Land
- Lot Dimensions
- Regular Lot: x
Lot dimensions
GIS · centroid 42.2365, -90.7807
Acres: 0.283
Lot sqft: 12,324
Perimeter: 520 ft
Title & transfer history
10 transfers · Assessor
Recorded deed chain joined to sale prices. Shows ownership only — not mortgages or liens, which the assessor does not publish.
Last market sale
$6,500 · 9/3/2003 · to LAND, BRAD; LIVINGSTON, ROBERT & SPEAKE, CHERYL (J/T)
9/3/2003Deed$6,5002003-5188
LAND, BRAD; LIVINGSTON, ROBERT & SPEAKE, CHERYL (J/T) ← SMITH, VIRGIL L. & MARY A.
9/26/2021Quit claim deednon-market transfer21-4086
MCGINNIS, SHANNON M. & SHAWNA N. (JT) ← GARRARD, MARIAN L. & GARY L.
7/9/2011Releasenon-market transfer2011-2816
RE: LAND, BRAD; LIVINGSTON, ROBERT; & SPEAKE, CHERYL ← —
7/12/2013Warranty deednon-market transfer2013-3271
GARRARD, MARIAN L. & GARY L. ← MOLITOR, SHEILA M.
6/16/1981Deed$2,000136-203
SMITH, VIRGIL L. & MARY A. ← LLOYD, JOHN W. & DONNA JANE
6/10/1981Deed$1,190136-181
LLOYD, JOHN W. & DONNA JANE (JT) ← LEISURE LAKE, INC.
5/19/1976Deed$1,190124-382
LLOYD, JOHN W. & DONNA JANE (JT) ← LEISURE LAKE, INC.
4/24/2012Land contract$7,5002012-1878
GARRARD, MARIAN L. ← MOLITOR, SHEILA M.
4/22/2011Deed$7,0002011-1602
MOLITOR, SHEILA M. ← LIVINGSTON, ROBERT; LAND, BRAD & CHERYL (SPEAKE; SPEAKS)
11/17/2010Documentnon-market transfer2010-4719
RE: LAND, BRAD; LIVINGSTON, ROBERT & SPEAKE, CHERYL ← —
Photos
1 · Assessor
More assessor data
Assessor
Summary
- Parcel ID
- 290530101008000
- Property Address
- 10104 Elm StBernard
- Sec/Twp/Rng
- 30-86-2
- Brief Legal Description
- LOTS 14 & 15 SCHWENKER'S 13TH ADD
- Document(s)
- QCD: 21-4086- (2021-10-01)
- Exempt Acres
- N/A
- Net Acres
- 0.00
- Class
- R - Residential
- Tax District
- OTTER CREEK TWP MAQUOKETA SCHOOL
- School District
- MAQUOKETA SCH
Tax History
| Year | Due Date | Amount | Paid | Date Paid | Receipt |
|---|---|---|---|---|---|
| 2024 | March 2026 September 2025 | $45 $45 | No Yes | 2026-01-02 | 9058 |
| 2023 | March 2025 September 2024 | $44 $44 | Yes Yes | 2024-11-25 2024-11-18 | 8791 |
| 2022 | March 2024 September 2023 | $54 $54 | Yes Yes | 2023-10-03 2023-10-03 | 8761 |
| 2021 | March 2023 September 2022 | $52 $52 | Yes Yes | 2023-06-19 2022-09-19 | 8756 |
| 2020 | March 2022 September 2021 | $49 $49 | Yes Yes | 2021-08-31 2021-08-31 | 8428 |
| 2019 | March 2021 September 2020 | $48 $48 | Yes Yes | 2020-08-27 2020-08-27 | 8416 |
| 2018 | March 2020 September 2019 | $49 $49 | Yes Yes | 2019-08-29 2019-08-29 | 8383 |
| 2017 | March 2019 September 2018 | $47 $47 | Yes Yes | 2018-09-17 2018-09-17 | 8371 |
| 2016 | March 2018 September 2017 | $48 $48 | Yes Yes | 2017-09-19 2017-09-19 | 8911 |
Tax assessment history
5 rolls · Assessor
Assessed value set by the Jackson Assessor each roll year (Iowa revalues in odd-numbered years). Totals combine land and improvements; change is versus the prior roll. Linked years open the official assessment-roll notice.
Year
Land
Improvements
Total
Property tax
Change
2026
$3,300
$4,000
$7,300
R - Residential
~$119
0.0%
2025
$3,300
$4,000
$7,300
R - Residential
~$119
−5.2%
2024
$3,300
$4,400
$7,700
R - Residential
~$125
0.0%
2023
$3,300
$4,400
$7,700
R - Residential
~$125
−3.8%
2022
$3,300
$4,700
$8,000
R - Residential
~$130
—
Property tax is an estimate — assessed value × Iowa rollback (≈46% residential) × a representative Jackson consolidated levy (~$40 per $1,000). Actual bills vary by district and year.
If you bid & win
Lien purchase$71
Interest rate2% / mo (≈24% / yr)
SaleJun 2026
Earliest redemption noticeMar 2028
Earliest deed eligibilityJun 2028
Certificate hard capJun 2029
If redeemed at 12 mo$88+$17 interest
If taken to deed$7.3k assetat a 100% bid
Iowa bids down the percentage of undivided ownership (§446.16, floor 1%). A contested parcel may convey only a fractional interest, so the deed play is realistic mainly when little or no competition bids it down.
Accrues $1/moschedule
1 year12 mo · $88 total+$17
Redemption notice21 mo · $101 total+$30
Deed eligibility24 mo · $105 total+$34
Hard cap36 mo · $122 total+$51
marks the statutory milestones from the timeline above. Flat 2%/mo on the $71 lien — each partial month counts whole (§447.1). Excludes subsequent taxes and recoverable costs.
Estimates only. Not legal or financial advice.
Data sources
Every fact on this page comes from a public county system. Click to view at source.
Rules & Iowa law
The statutes that govern tax sales, redemption, and deeds.